Dubai Insurance Company vs GIG Gulf
UAE Health Insurance Comparison 2026
Dubai Insurance Company
private8,676 providers
2 plans
Est. 1970
DHA regulated
GIG Gulf
private7,697 providers
3 plans
Est. 1962
DHA, HAAD, MOHAP regulated
Dubai Insurance Company has 2 plans starting from AED 2,500/yr with 8,676 providers across 8 cities. GIG Gulf has 3 plans starting from AED 2,800/yr with 7,697 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Dubai Insurance Company vs GIG Gulf — At a Glance
| Attribute | Dubai Insurance Company | GIG Gulf |
|---|---|---|
| Type | private | private |
| Founded | 1970 | 1962 |
| Headquarters | Dubai | Kuwait / Dubai |
| Regulators | DHA | DHA, HAAD, MOHAP |
| Number of Plans | 2 | 3 |
| Premium Range | AED 2,500 – 12,000 | AED 2,800 – 28,000 |
| Total Network Size | 8,676 | 7,697 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | Yes |
| Co-pay Range | 20% | 0% – 20% |
| Claims Phone | 04-262-5252 | 800-444 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Dubai Insurance Company | vs | GIG Gulf |
|---|---|---|---|
| Dubai | 5,248 | vs | 4,165 |
| Abu Dhabi | 1,107 | vs | 1,674 |
| Sharjah | 1,310 | vs | 1,045 |
| Al Ain | 371 | vs | 297 |
| Ajman | 321 | vs | 227 |
| Ras Al Khaimah | 175 | vs | 155 |
| Fujairah | 106 | vs | 113 |
| Umm Al Quwain | 38 | vs | 21 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Dubai Insurance Company Plans
Dubai Insurance Company
DIC Essential Health
Small businesses and individuals in Dubai meeting DHA mandate
AED 2,500 – 4,000/yr
Annual limit: AED 150,000 · shared room · 20% co-pay
8,676 providers
View details →Dubai Insurance Company
DIC Corporate Health
Mid-size companies and their employees in Dubai
AED 5,000 – 12,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
8,676 providers
View details →GIG Gulf Plans
GIG Gulf
GIG Gulf Essential
SMEs and individuals meeting mandatory requirements across UAE
AED 2,800 – 4,800/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
7,697 providers
View details →GIG Gulf
GIG Gulf Corporate Plus
Corporate employees and families across UAE
AED 5,500 – 12,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
7,697 providers
View details →GIG Gulf
GIG Gulf Executive
Senior management and executives
AED 15,000 – 28,000/yr
Annual limit: AED 1.5M · private room · 0% co-pay
7,697 providers
View details →Verdict
Choose Dubai Insurance Company if you need a larger provider network, lower entry-level premiums. Choose GIG Gulf if you prioritise more plan tiers to choose from, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Dubai Insurance Company vs GIG Gulf — FAQ
Related Comparisons
Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Dubai Insurance Company and GIG Gulf or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.