Dubai Insurance Company vs Dubai National Insurance
UAE Health Insurance Comparison 2026
Dubai Insurance Company
private8,676 providers
2 plans
Est. 1970
DHA regulated
Dubai National Insurance
private6,180 providers
2 plans
Est. 1991
DHA regulated
Dubai Insurance Company has 2 plans starting from AED 2,500/yr with 8,676 providers across 8 cities. Dubai National Insurance has 2 plans starting from AED 2,200/yr with 6,180 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Dubai Insurance Company vs Dubai National Insurance — At a Glance
| Attribute | Dubai Insurance Company | Dubai National Insurance |
|---|---|---|
| Type | private | private |
| Founded | 1970 | 1991 |
| Headquarters | Dubai | Dubai |
| Regulators | DHA | DHA |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,500 – 12,000 | AED 2,200 – 10,000 |
| Total Network Size | 8,676 | 6,180 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | No |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | No |
| Co-pay Range | 20% | 20% |
| Claims Phone | 04-262-5252 | 04-262-4000 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Dubai Insurance Company | vs | Dubai National Insurance |
|---|---|---|---|
| Dubai | 5,248 | vs | 4,292 |
| Sharjah | 1,310 | vs | 639 |
| Abu Dhabi | 1,107 | vs | 710 |
| Al Ain | 371 | vs | 192 |
| Ajman | 321 | vs | 157 |
| Ras Al Khaimah | 175 | vs | 108 |
| Fujairah | 106 | vs | 70 |
| Umm Al Quwain | 38 | vs | 12 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Dubai Insurance Company Plans
Dubai Insurance Company
DIC Essential Health
Small businesses and individuals in Dubai meeting DHA mandate
AED 2,500 – 4,000/yr
Annual limit: AED 150,000 · shared room · 20% co-pay
8,676 providers
View details →Dubai Insurance Company
DIC Corporate Health
Mid-size companies and their employees in Dubai
AED 5,000 – 12,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
8,676 providers
View details →Dubai National Insurance Plans
Dubai National Insurance
DNIR Basic Health
Employers in Dubai meeting DHA mandatory requirements
AED 2,200 – 4,000/yr
Annual limit: AED 150,000 · shared room · 20% co-pay
6,180 providers
View details →Dubai National Insurance
DNIR Enhanced Health
Corporate employees in Dubai
AED 5,000 – 10,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
6,180 providers
View details →Verdict
Choose Dubai Insurance Company if you need a larger provider network, more comprehensive coverage options. Choose Dubai National Insurance if you prioritise lower entry-level premiums. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Dubai Insurance Company vs Dubai National Insurance — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Dubai Insurance Company and Dubai National Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.