Arabia Insurance vs Orient Insurance

UAE Health Insurance Comparison 2026

Arabia Insurance

private

4,594 providers

2 plans

Est. 1944

DHA, HAAD regulated

Orient Insurance

private

9,749 providers

3 plans

Est. 1982

DHA, HAAD, MOHAP regulated

Arabia Insurance has 2 plans starting from AED 2,500/yr with 4,594 providers across 8 cities. Orient Insurance has 3 plans starting from AED 2,400/yr with 9,749 providers across 8 cities. Both insurers have their strongest presence in Dubai.

Arabia Insurance vs Orient Insurance — At a Glance

AttributeArabia InsuranceOrient Insurance
Typeprivateprivate
Founded19441982
HeadquartersBeirut (UAE offices in Abu Dhabi, Dubai, Sharjah)Dubai
RegulatorsDHA, HAADDHA, HAAD, MOHAP
Number of Plans23
Premium RangeAED 2,500 – 11,000AED 2,400 – 30,000
Total Network Size4,5949,749
Cities Covered88
DentalYesYes
OpticalYesYes
MaternityYesYes
Mental HealthNoYes
InternationalNoYes
Co-pay Range20%0% – 20%
Claims Phone04-265-1500800-674368

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityArabia InsurancevsOrient Insurance
Dubai
2,550
vs
5,125
Abu Dhabi
880
vs
2,069
Sharjah
666
vs
1,509
Al Ain
196
vs
448
Ajman
124
vs
252
Ras Al Khaimah
108
vs
176
Fujairah
58
vs
139
Umm Al Quwain
12
vs
31

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

Arabia Insurance Plans

Arabia Insurance

Arabia Basic Health

Basic

SMEs in Dubai and Abu Dhabi meeting mandatory requirements

AED 2,500 – 4,500/yr

Annual limit: AED 200,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
DHA and HAAD compliant60+ years of insurance experienceAffordable group rates

4,594 providers

View details →

Arabia Insurance

Arabia Enhanced Health

Enhanced

Corporate employees and families

AED 5,500 – 11,000/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,000)
Optical
Maternity
Mental Health
International
Dental and optical includedRegional hospital partnershipsEstablished market presence

4,594 providers

View details →

Orient Insurance Plans

Orient Insurance

Orient Essential Health

Basic

SMEs and individuals meeting mandatory health insurance requirements

AED 2,400 – 4,500/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
All-emirate compliantAl Futtaim Group backingCompetitive group pricing

9,749 providers

View details →

Orient Insurance

Orient Corporate Gold

Enhanced

Corporate employees and families across UAE

AED 5,500 – 13,000/yr

Annual limit: AED 750,000 · semi-private room · 20% co-pay

Dental (AED 4,000)
Optical
Maternity
Mental Health
International
Wide multi-emirate networkDental and optical includedMental health coverage

9,749 providers

View details →

Orient Insurance

Orient Executive

Premium

Executives and senior management

AED 16,000 – 30,000/yr

Annual limit: AED 1.5M · private room · 0% co-pay

Dental (AED 8,000)
Optical
Maternity
Mental Health
International
Zero co-payPrivate roomInternational coverage

9,749 providers

View details →

Verdict

Choose Arabia Insurance if you need strong coverage and established reputation. Choose Orient Insurance if you prioritise a larger provider network, lower entry-level premiums, more plan tiers to choose from, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

Arabia Insurance vs Orient Insurance — FAQ

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Arabia Insurance and Orient Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.