Question 1

Which is better, Alliance Insurance or MedNet?

Accepted Answer

It depends on your needs. Alliance Insurance has 4,748 providers across 8 cities and offers 2 plans starting from AED 2,500/yr. MedNet has 10,260 providers across 8 cities with 2 plans from AED 2,800/yr. Choose Alliance Insurance if you need lower entry-level premiums. Choose MedNet if you prioritise a larger provider network.

Question 2

Is Alliance Insurance cheaper than MedNet?

Accepted Answer

Yes, Alliance Insurance's entry-level plan starts from AED 2,500/yr, compared to MedNet's cheapest plan at AED 2,800/yr. However, plan pricing varies by age, nationality, visa type, and employer. Enhanced and premium tiers may differ. Always obtain a personalised quote from each insurer.

Question 3

Which has a bigger network in Dubai, Alliance Insurance or MedNet?

Accepted Answer

MedNet has a larger Dubai network with 5,192 providers, compared to Alliance Insurance's 2,941 providers. Network sizes are based on the UAE Open Healthcare Directory data.

Question 4

Does Alliance Insurance or MedNet cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. Alliance Insurance's dental sub-limit goes up to AED 3,500/yr, while MedNet offers up to AED 3,500/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from Alliance Insurance to MedNet?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Alliance Insurance to MedNet (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Alliance Insurance and MedNet have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare Alliance Insurance and MedNet plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare Alliance Insurance and MedNet side-by-side. Key factors to compare: (1) Annual premium — Alliance Insurance starts from AED 2,500/yr, MedNet from AED 2,800/yr, (2) Network size — 4,748 vs 10,260 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	Alliance Insurance	MedNet
Type	private	tpa
Founded	1975	1991
Headquarters	Dubai	Dubai
Regulators	DHA	DHA, HAAD
Number of Plans	2	2
Premium Range	AED 2,500 – 11,500	AED 2,800 – 12,000
Total Network Size	4,748	10,260
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	No	No
Co-pay Range	20%	20%
Claims Phone	04-263-2222	04-325-5225

City	Alliance Insurance	vs	MedNet
Dubai	2,941	vs	5,192
Abu Dhabi	599	vs	2,212
Sharjah	721	vs	1,527
Al Ain	183	vs	551
Ajman	140	vs	351
Ras Al Khaimah	90	vs	242
Fujairah	56	vs	140
Umm Al Quwain	18	vs	45

Alliance Insurance vs MedNet

Alliance Insurance

MedNet

Alliance Insurance vs MedNet — At a Glance

Network Comparison by City

Alliance Insurance Plans

Alliance Basic Health

Alliance Corporate Health

MedNet Plans

MedNet Managed Essential

MedNet Managed Plus

Verdict

Alliance Insurance vs MedNet — FAQ

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