Al Sagr National Insurance vs Orient Insurance

UAE Health Insurance Comparison 2026

Al Sagr National Insurance

private

4,938 providers

2 plans

Est. 1979

HAAD, DHA regulated

Orient Insurance

private

9,749 providers

3 plans

Est. 1982

DHA, HAAD, MOHAP regulated

Al Sagr National Insurance has 2 plans starting from AED 2,200/yr with 4,938 providers across 8 cities. Orient Insurance has 3 plans starting from AED 2,400/yr with 9,749 providers across 8 cities. Both insurers have their strongest presence in Dubai.

Al Sagr National Insurance vs Orient Insurance — At a Glance

AttributeAl Sagr National InsuranceOrient Insurance
Typeprivateprivate
Founded19791982
HeadquartersDubaiDubai
RegulatorsHAAD, DHADHA, HAAD, MOHAP
Number of Plans23
Premium RangeAED 2,200 – 10,000AED 2,400 – 30,000
Total Network Size4,9389,749
Cities Covered88
DentalYesYes
OpticalYesYes
MaternityYesYes
Mental HealthYesYes
InternationalNoYes
Co-pay Range20%0% – 20%
Claims Phone02-641-7755800-674368

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityAl Sagr National InsurancevsOrient Insurance
Dubai
2,641
vs
5,125
Abu Dhabi
1,396
vs
2,069
Sharjah
355
vs
1,509
Al Ain
235
vs
448
Ajman
146
vs
252
Ras Al Khaimah
91
vs
176
Fujairah
58
vs
139
Umm Al Quwain
16
vs
31

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

Al Sagr National Insurance Plans

Al Sagr National Insurance

Al Sagr Basic Health

Basic

Employees in Abu Dhabi meeting mandatory HAAD requirements

AED 2,200 – 4,200/yr

Annual limit: AED 200,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
HAAD and DHA compliantCompetitive mid-market ratesAbu Dhabi and Dubai network

4,938 providers

View details →

Al Sagr National Insurance

Al Sagr Enhanced Health

Enhanced

Corporate employees and families in Abu Dhabi and Dubai

AED 5,000 – 10,000/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,000)
Optical
Maternity
Mental Health
International
Dental and optical includedMental health coverageDual-emirate network

4,938 providers

View details →

Orient Insurance Plans

Orient Insurance

Orient Essential Health

Basic

SMEs and individuals meeting mandatory health insurance requirements

AED 2,400 – 4,500/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
All-emirate compliantAl Futtaim Group backingCompetitive group pricing

9,749 providers

View details →

Orient Insurance

Orient Corporate Gold

Enhanced

Corporate employees and families across UAE

AED 5,500 – 13,000/yr

Annual limit: AED 750,000 · semi-private room · 20% co-pay

Dental (AED 4,000)
Optical
Maternity
Mental Health
International
Wide multi-emirate networkDental and optical includedMental health coverage

9,749 providers

View details →

Orient Insurance

Orient Executive

Premium

Executives and senior management

AED 16,000 – 30,000/yr

Annual limit: AED 1.5M · private room · 0% co-pay

Dental (AED 8,000)
Optical
Maternity
Mental Health
International
Zero co-payPrivate roomInternational coverage

9,749 providers

View details →

Verdict

Choose Al Sagr National Insurance if you need lower entry-level premiums. Choose Orient Insurance if you prioritise a larger provider network, more plan tiers to choose from, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

Al Sagr National Insurance vs Orient Insurance — FAQ

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Al Sagr National Insurance and Orient Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.