Al Sagr National Insurance vs Dubai Insurance Company
UAE Health Insurance Comparison 2026
Al Sagr National Insurance
private4,938 providers
2 plans
Est. 1979
HAAD, DHA regulated
Dubai Insurance Company
private8,676 providers
2 plans
Est. 1970
DHA regulated
Al Sagr National Insurance has 2 plans starting from AED 2,200/yr with 4,938 providers across 8 cities. Dubai Insurance Company has 2 plans starting from AED 2,500/yr with 8,676 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Al Sagr National Insurance vs Dubai Insurance Company — At a Glance
| Attribute | Al Sagr National Insurance | Dubai Insurance Company |
|---|---|---|
| Type | private | private |
| Founded | 1979 | 1970 |
| Headquarters | Dubai | Dubai |
| Regulators | HAAD, DHA | DHA |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,200 – 10,000 | AED 2,500 – 12,000 |
| Total Network Size | 4,938 | 8,676 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | No |
| Co-pay Range | 20% | 20% |
| Claims Phone | 02-641-7755 | 04-262-5252 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Al Sagr National Insurance | vs | Dubai Insurance Company |
|---|---|---|---|
| Dubai | 2,641 | vs | 5,248 |
| Abu Dhabi | 1,396 | vs | 1,107 |
| Sharjah | 355 | vs | 1,310 |
| Al Ain | 235 | vs | 371 |
| Ajman | 146 | vs | 321 |
| Ras Al Khaimah | 91 | vs | 175 |
| Fujairah | 58 | vs | 106 |
| Umm Al Quwain | 16 | vs | 38 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Al Sagr National Insurance Plans
Al Sagr National Insurance
Al Sagr Basic Health
Employees in Abu Dhabi meeting mandatory HAAD requirements
AED 2,200 – 4,200/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
4,938 providers
View details →Al Sagr National Insurance
Al Sagr Enhanced Health
Corporate employees and families in Abu Dhabi and Dubai
AED 5,000 – 10,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
4,938 providers
View details →Dubai Insurance Company Plans
Dubai Insurance Company
DIC Essential Health
Small businesses and individuals in Dubai meeting DHA mandate
AED 2,500 – 4,000/yr
Annual limit: AED 150,000 · shared room · 20% co-pay
8,676 providers
View details →Dubai Insurance Company
DIC Corporate Health
Mid-size companies and their employees in Dubai
AED 5,000 – 12,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
8,676 providers
View details →Verdict
Choose Al Sagr National Insurance if you need lower entry-level premiums. Choose Dubai Insurance Company if you prioritise a larger provider network. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Al Sagr National Insurance vs Dubai Insurance Company — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Al Sagr National Insurance and Dubai Insurance Company or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.