
Sara Pharmacy
4.50(2)Pharmacies
Spinneys, 28b Street 32, BURJ DUBAI, Dubai
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Pharmacies · Hayah Insurance
476
providers found
According to the UAE Open Healthcare Directory, there are 476 pharmacies in Dubai that accept Hayah Insurance insurance. Healthcare providers in Dubai are licensed by the UAE healthcare regulator (Dubai). Abu Dhabi-based life and health insurer (est. 2008). Formerly AXA Green Crescent Insurance Company, rebranded to Hayah in 2022. Listed on ADX. Last verified April 2026.
According to the UAE Open Healthcare Directory, 476 UAE-licensed (Dubai) pharmacies in Dubai currently accept Hayah Insurance insurance. Hayah Insurance is an Abu Dhabi–listed composite insurer that rebranded from AXA Green Crescent in 2022 and retains the ADX ticker HAYAH. On the medical side Hayah operates as a specialist SME and retail carrier with a focused network rather than a mass-market footprint. Co-pay on typical Hayah Enhanced plans is 20% outpatient (capped at AED 500–750 per year), 0% inpatient at network facilities, and direct billing via the NAS/Neuron switch which also handles Hayah's pre-authorisation workflow. Network depth is strongest in Abu Dhabi and Dubai and thinner in Sharjah, Ajman and the Northern Emirates — Hayah facet pages for those emirates are gated on Zavis if fewer than five verified providers accept the plan. Maternity has a 12-month waiting period. Dental is bolt-on, priced 10–18% of the medical premium. The headline plan targets Emirati and GCC national policyholders in the AED 2,500–6,000 annual premium band, which makes Hayah visible primarily on city-level hubs rather than rarer specialty × city intersections. Co-pay, annual benefit limits and pre-authorisation rules for pharmacies depend on your specific Hayah Insurance plan tier — always confirm with the provider's insurance desk before your visit, and with Hayah Insurance or your employer's HR broker for plan-specific schedules. Provider licenses are sourced from the UAE healthcare regulator (Dubai)'s official register. Insurance acceptance is self-reported by providers and may change — please confirm with the clinic before your visit. Last verified April 2026.

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Yes. Hayah Insurance insurance is accepted at 476 pharmacies in Dubai, regulated by the UAE healthcare regulator (Dubai). Coverage details, co-pay rates, and pre-authorisation requirements depend on your specific Hayah Insurance plan tier. Contact Hayah Insurance directly or your employer's HR broker for plan-specific details.
According to the UAE Open Healthcare Directory, there are 476 UAE-licensed (Dubai) pharmacies in Dubai that accept Hayah Insurance insurance. Provider licenses are sourced from the UAE healthcare regulator (Dubai)'s official register. Insurance acceptance is self-reported by providers and may change — please confirm with the clinic before your visit. Last verified April 2026.
Co-pay for pharmacie visits on Hayah Insurance varies by plan tier. Most enhanced Hayah Insurance plans charge 10–20% outpatient co-pay (typically capped between AED 500 and AED 1,000 per year). Basic / mandatory tiers may charge higher co-pay and have a narrower network. Always confirm the exact rate with the pharmacie's insurance desk and with your Hayah Insurance policy schedule before your visit.
The highest-rated pharmacie accepting Hayah Insurance in Dubai is Life Pharmacy 48 with a 5.0-star Google rating based on 401 patient reviews. Browse all 476 pharmacies on this page to compare ratings, services, and contact details.
Arabic is an official language of the UAE and most UAE-licensed (Dubai) pharmacies in Dubai offer Arabic-speaking staff or physicians on request. Use the Zavis directory language filter to browse pharmacies that explicitly advertise Arabic-speaking clinicians, and cross-reference with the Hayah Insurance accepted list on this page.
Use the UAE Open Healthcare Directory to browse 476 pharmacies in Dubai that accept Hayah Insurance. Each listing includes the full address, phone number, operating hours, and accepted insurance plans. You can also use the search tool to filter by area or services offered.
Disclaimer: Provider licenses are sourced from the UAE healthcare regulator (Dubai)'s official register. Insurance acceptance is self-reported by providers and may change — please confirm with the clinic before your visit. For plan-specific coverage, co-pay, and pre-authorisation queries, contact Hayah Insurance directly or your employer's HR broker. Last verified April 2026.