How much can I save by choosing Umm Al Quwain over Ajman for surgery?

For surgical procedures, the average price difference between Ajman and Umm Al Quwain is approximately AED 886. Major surgeries like knee replacements and C-sections show the largest absolute savings. Always get quotes from multiple providers in both cities.

Why are medical prices different in Ajman and Umm Al Quwain?

Medical prices differ because each city operates under different regulatory frameworks and has different operating costs. Ajman is regulated by the Ministry of Health and Prevention (MOHAP), while Umm Al Quwain is under the Ministry of Health and Prevention (MOHAP). Facility rents, doctor fees, equipment costs, and the competitive landscape all contribute to pricing differences. Premium hospital zones in larger cities command higher rates.

Does my insurance work in both Ajman and Umm Al Quwain?

UAE health insurance is mandatory across all emirates since January 2025. Most major insurance plans (Daman, AXA, Cigna, MetLife, Bupa, Oman Insurance) are accepted across both Ajman and Umm Al Quwain. However, the network of approved providers may differ by city. Always verify that the specific facility is in your plan's network before booking.

Which procedures have the biggest price difference between Ajman and Umm Al Quwain?

The procedures with the largest price difference are: Vitamin D Test (11% cheaper in Umm Al Quwain), Teeth Whitening (In-Office) (11% cheaper in Umm Al Quwain), Botox Injections (11% cheaper in Umm Al Quwain). For these procedures, choosing the more affordable city can result in significant savings.

Ajman vs Umm Al Quwain — Medical Procedure Costs Compared

Q: Is Ajman or Umm Al Quwain cheaper for medical care?

Umm Al Quwain is cheaper overall for medical care. Out of 40 procedures compared, Ajman is cheaper for 0 and Umm Al Quwain is cheaper for 40. On average, procedures in Umm Al Quwain cost approximately 7% less than in Ajman. However, specific procedures may be cheaper in Ajman — always compare individual procedure prices.

Umm Al Quwain is cheaper overall for medical care compared to Ajman. Out of 40 procedures compared, Ajman is the more affordable option for 0 procedures and Umm Al Quwain for 40. On average, procedures in Umm Al Quwain cost approximately 7% less than in Ajman. Pricing based on DOH Mandatory Tariff methodology and market-observed data across government, private, and premium facilities as of March 2026.

Procedures compared

Cheaper in Ajman

Cheaper in Umm Al Quwain

Avg. price difference

Why Prices Differ

Ajman

MOHAP

Ajman offers some of the most affordable healthcare in the UAE, driven by low operating costs and a smaller, less premium facility mix. MOHAP regulates pricing.

Umm Al Quwain

MOHAP

Umm Al Quwain is the smallest emirate by population and has the fewest healthcare facilities, resulting in the lowest prices in the UAE for most procedures. MOHAP regulated.

Category Breakdown — Which City Wins?

Diagnostics & Imaging

Umm Al Quwain

Ajman: 0 winsUmm Al Quwain: 8 wins

Dental Procedures

Umm Al Quwain

Ajman: 0 winsUmm Al Quwain: 7 wins

Eye Care & Vision

Umm Al Quwain

Ajman: 0 winsUmm Al Quwain: 2 wins

General Surgery

Umm Al Quwain

Ajman: 0 winsUmm Al Quwain: 4 wins

Orthopedic Surgery

Umm Al Quwain

Ajman: 0 winsUmm Al Quwain: 3 wins

Maternity & Childbirth

Umm Al Quwain

Ajman: 0 winsUmm Al Quwain: 3 wins

Cosmetic & Aesthetic

Umm Al Quwain

Ajman: 0 winsUmm Al Quwain: 5 wins

Cardiac Procedures

Umm Al Quwain

Ajman: 0 winsUmm Al Quwain: 3 wins

Consultations & Wellness

Umm Al Quwain

Ajman: 0 winsUmm Al Quwain: 3 wins

Therapy & Rehabilitation

Umm Al Quwain

Ajman: 0 winsUmm Al Quwain: 2 wins

Umm Al Quwain is cheaper for 40 of 40 procedures

Umm Al Quwain is the more affordable option for the majority of procedures, especially in diagnostics & imaging, dental procedures, eye care & vision.

Ajman may still be cheaper for specific procedures — check individual procedures below.

Prices vary by facility tier (government vs. private vs. premium), doctor experience, and clinical complexity. The figures below are typical mid-range estimates. Always get a direct quote before proceeding.

Procedure-by-Procedure Comparison

Sorted by largest price difference. Click any procedure for full city-specific pricing.

Procedure	Ajman	Umm Al Quwain	Difference	Cheaper
Vitamin D Test	AED 100	AED 90	11%	Umm Al Quwain
Teeth Whitening (In-Office)	AED 1,000	AED 900	11%	Umm Al Quwain
Botox Injections	AED 1,000	AED 900	11%	Umm Al Quwain
CT Scan	AED 1,200	AED 1,100	9%	Umm Al Quwain
ECG / EKG (Electrocardiogram)	AED 120	AED 110	9%	Umm Al Quwain
Dental Crown	AED 1,200	AED 1,100	9%	Umm Al Quwain
Normal Delivery (Vaginal Birth)	AED 12,000	AED 11,000	9%	Umm Al Quwain
Hair Transplant (FUE)	AED 12,000	AED 11,000	9%	Umm Al Quwain
Blood Test (CBC + Metabolic Panel)	AED 130	AED 120	8%	Umm Al Quwain
Dental Cleaning (Scale & Polish)	AED 250	AED 230	8%	Umm Al Quwain
Cataract Surgery	AED 6,500	AED 6,000	8%	Umm Al Quwain
Echocardiogram	AED 650	AED 600	8%	Umm Al Quwain
Root Canal Treatment	AED 1,400	AED 1,300	7%	Umm Al Quwain
Liposuction	AED 15,000	AED 14,000	7%	Umm Al Quwain
Cardiac Catheterisation (Angiography)	AED 14,000	AED 13,000	7%	Umm Al Quwain
Physiotherapy Session	AED 280	AED 260	7%	Umm Al Quwain
MRI Scan	AED 1,600	AED 1,500	6%	Umm Al Quwain
X-Ray	AED 160	AED 150	6%	Umm Al Quwain
Thyroid Function Test (TSH + T3/T4)	AED 160	AED 150	6%	Umm Al Quwain
Comprehensive Health Checkup	AED 900	AED 850	6%	Umm Al Quwain
Dental Veneers (Porcelain, per tooth)	AED 1,600	AED 1,500	6%	Umm Al Quwain
LASIK Eye Surgery	AED 4,800	AED 4,500	6%	Umm Al Quwain
Appendectomy (Laparoscopic)	AED 16,000	AED 15,000	6%	Umm Al Quwain
Hernia Repair (Inguinal, Laparoscopic)	AED 16,000	AED 15,000	6%	Umm Al Quwain
Rhinoplasty (Nose Job)	AED 17,000	AED 16,000	6%	Umm Al Quwain
Dermal Fillers	AED 1,600	AED 1,500	6%	Umm Al Quwain
GP Consultation	AED 160	AED 150	6%	Umm Al Quwain
Specialist Consultation	AED 350	AED 330	6%	Umm Al Quwain
Ultrasound	AED 400	AED 380	5%	Umm Al Quwain
Mammogram	AED 400	AED 380	5%	Umm Al Quwain
Endoscopy (Upper GI)	AED 2,200	AED 2,100	5%	Umm Al Quwain
Caesarean Section (C-Section)	AED 20,000	AED 19,000	5%	Umm Al Quwain
IVF Treatment (One Cycle)	AED 22,000	AED 21,000	5%	Umm Al Quwain
Dental Implant (Single Tooth)	AED 5,000	AED 4,800	4%	Umm Al Quwain
Tooth Extraction	AED 500	AED 480	4%	Umm Al Quwain
Colonoscopy	AED 2,800	AED 2,700	4%	Umm Al Quwain
Hip Replacement (Total)	AED 52,000	AED 50,000	4%	Umm Al Quwain
ACL Reconstruction	AED 28,000	AED 27,000	4%	Umm Al Quwain
Psychology / Therapy Session	AED 500	AED 480	4%	Umm Al Quwain
Knee Replacement (Total)	AED 45,000	AED 44,000	2%	Umm Al Quwain

Vitamin D TestUmm Al Quwain

Ajman

AED 100

Umm Al Quwain

AED 90

Diff

11%

Teeth Whitening (In-Office)Umm Al Quwain

Ajman

AED 1,000

Umm Al Quwain

AED 900

Diff

11%

Botox InjectionsUmm Al Quwain

Ajman

AED 1,000

Umm Al Quwain

AED 900

Diff

11%

CT ScanUmm Al Quwain

Ajman

AED 1,200

Umm Al Quwain

AED 1,100

Diff

ECG / EKG (Electrocardiogram)Umm Al Quwain

Ajman

AED 120

Umm Al Quwain

AED 110

Diff

Dental CrownUmm Al Quwain

Ajman

AED 1,200

Umm Al Quwain

AED 1,100

Diff

Normal Delivery (Vaginal Birth)Umm Al Quwain

Ajman

AED 12,000

Umm Al Quwain

AED 11,000

Diff

Hair Transplant (FUE)Umm Al Quwain

Ajman

AED 12,000

Umm Al Quwain

AED 11,000

Diff

Blood Test (CBC + Metabolic Panel)Umm Al Quwain

Ajman

AED 130

Umm Al Quwain

AED 120

Diff

Dental Cleaning (Scale & Polish)Umm Al Quwain

Ajman

AED 250

Umm Al Quwain

AED 230

Diff

Cataract SurgeryUmm Al Quwain

Ajman

AED 6,500

Umm Al Quwain

AED 6,000

Diff

EchocardiogramUmm Al Quwain

Ajman

AED 650

Umm Al Quwain

AED 600

Diff

Root Canal TreatmentUmm Al Quwain

Ajman

AED 1,400

Umm Al Quwain

AED 1,300

Diff

LiposuctionUmm Al Quwain

Ajman

AED 15,000

Umm Al Quwain

AED 14,000

Diff

Cardiac Catheterisation (Angiography)Umm Al Quwain

Ajman

AED 14,000

Umm Al Quwain

AED 13,000

Diff

Physiotherapy SessionUmm Al Quwain

Ajman

AED 280

Umm Al Quwain

AED 260

Diff

MRI ScanUmm Al Quwain

Ajman

AED 1,600

Umm Al Quwain

AED 1,500

Diff

X-RayUmm Al Quwain

Ajman

AED 160

Umm Al Quwain

AED 150

Diff

Thyroid Function Test (TSH + T3/T4)Umm Al Quwain

Ajman

AED 160

Umm Al Quwain

AED 150

Diff

Comprehensive Health CheckupUmm Al Quwain

Ajman

AED 900

Umm Al Quwain

AED 850

Diff

Dental Veneers (Porcelain, per tooth)Umm Al Quwain

Ajman

AED 1,600

Umm Al Quwain

AED 1,500

Diff

LASIK Eye SurgeryUmm Al Quwain

Ajman

AED 4,800

Umm Al Quwain

AED 4,500

Diff

Appendectomy (Laparoscopic)Umm Al Quwain

Ajman

AED 16,000

Umm Al Quwain

AED 15,000

Diff

Hernia Repair (Inguinal, Laparoscopic)Umm Al Quwain

Ajman

AED 16,000

Umm Al Quwain

AED 15,000

Diff

Rhinoplasty (Nose Job)Umm Al Quwain

Ajman

AED 17,000

Umm Al Quwain

AED 16,000

Diff

Dermal FillersUmm Al Quwain

Ajman

AED 1,600

Umm Al Quwain

AED 1,500

Diff

GP ConsultationUmm Al Quwain

Ajman

AED 160

Umm Al Quwain

AED 150

Diff

Specialist ConsultationUmm Al Quwain

Ajman

AED 350

Umm Al Quwain

AED 330

Diff

UltrasoundUmm Al Quwain

Ajman

AED 400

Umm Al Quwain

AED 380

Diff

MammogramUmm Al Quwain

Ajman

AED 400

Umm Al Quwain

AED 380

Diff

Endoscopy (Upper GI)Umm Al Quwain

Ajman

AED 2,200

Umm Al Quwain

AED 2,100

Diff

Caesarean Section (C-Section)Umm Al Quwain

Ajman

AED 20,000

Umm Al Quwain

AED 19,000

Diff

IVF Treatment (One Cycle)Umm Al Quwain

Ajman

AED 22,000

Umm Al Quwain

AED 21,000

Diff

Dental Implant (Single Tooth)Umm Al Quwain

Ajman

AED 5,000

Umm Al Quwain

AED 4,800

Diff

Tooth ExtractionUmm Al Quwain

Ajman

AED 500

Umm Al Quwain

AED 480

Diff

ColonoscopyUmm Al Quwain

Ajman

AED 2,800

Umm Al Quwain

AED 2,700

Diff

Hip Replacement (Total)Umm Al Quwain

Ajman

AED 52,000

Umm Al Quwain

AED 50,000

Diff

ACL ReconstructionUmm Al Quwain

Ajman

AED 28,000

Umm Al Quwain

AED 27,000

Diff

Psychology / Therapy SessionUmm Al Quwain

Ajman

AED 500

Umm Al Quwain

AED 480

Diff

Knee Replacement (Total)Umm Al Quwain

Ajman

AED 45,000

Umm Al Quwain

AED 44,000

Diff

Biggest Savings Between Ajman & Umm Al Quwain

Vitamin D Test

Save AED 10 (11%) by choosing Umm Al Quwain

Ajman: AED 100Umm Al Quwain: AED 90

Teeth Whitening (In-Office)

Save AED 100 (11%) by choosing Umm Al Quwain

Ajman: AED 1,000Umm Al Quwain: AED 900

Botox Injections

Save AED 100 (11%) by choosing Umm Al Quwain

Ajman: AED 1,000Umm Al Quwain: AED 900

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Ajman vs Umm Al Quwain — Frequently Asked Questions

Disclaimer: All prices shown are indicative ranges based on the DOH Mandatory Tariff (Shafafiya) methodology, DHA DRG parameters, and market-observed data as of March 2026. Actual costs vary by facility, doctor, clinical complexity, and insurance plan. This comparison is for informational purposes only and does not constitute medical or financial advice. Always obtain a personalised quote from the healthcare provider before proceeding with any procedure. Data cross-referenced with the UAE Open Healthcare Directory.