Orient Insurance vs Takaful Emarat
UAE Health Insurance Comparison 2026
Orient Insurance
private9,749 providers
3 plans
Est. 1982
DHA, HAAD, MOHAP regulated
Takaful Emarat
private8,040 providers
2 plans
Est. 2008
DHA, HAAD, MOHAP regulated
Orient Insurance has 3 plans starting from AED 2,400/yr with 9,749 providers across 8 cities. Takaful Emarat has 2 plans starting from AED 2,500/yr with 8,040 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Orient Insurance vs Takaful Emarat — At a Glance
| Attribute | Orient Insurance | Takaful Emarat |
|---|---|---|
| Type | private | private |
| Founded | 1982 | 2008 |
| Headquarters | Dubai | Dubai |
| Regulators | DHA, HAAD, MOHAP | DHA, HAAD, MOHAP |
| Number of Plans | 3 | 2 |
| Premium Range | AED 2,400 – 30,000 | AED 2,500 – 12,000 |
| Total Network Size | 9,749 | 8,040 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | Yes | No |
| Co-pay Range | 0% – 20% | 20% |
| Claims Phone | 800-674368 | 800-825235 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Orient Insurance | vs | Takaful Emarat |
|---|---|---|---|
| Dubai | 5,125 | vs | 4,174 |
| Abu Dhabi | 2,069 | vs | 1,628 |
| Sharjah | 1,509 | vs | 1,238 |
| Al Ain | 448 | vs | 332 |
| Ajman | 252 | vs | 411 |
| Ras Al Khaimah | 176 | vs | 160 |
| Fujairah | 139 | vs | 74 |
| Umm Al Quwain | 31 | vs | 23 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Orient Insurance Plans
Orient Insurance
Orient Essential Health
SMEs and individuals meeting mandatory health insurance requirements
AED 2,400 – 4,500/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
9,749 providers
View details →Orient Insurance
Orient Corporate Gold
Corporate employees and families across UAE
AED 5,500 – 13,000/yr
Annual limit: AED 750,000 · semi-private room · 20% co-pay
9,749 providers
View details →Orient Insurance
Orient Executive
Executives and senior management
AED 16,000 – 30,000/yr
Annual limit: AED 1.5M · private room · 0% co-pay
9,749 providers
View details →Takaful Emarat Plans
Takaful Emarat
Takaful Emarat Basic Takaful
Employers seeking Sharia-compliant mandatory health coverage
AED 2,500 – 4,800/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
8,040 providers
View details →Takaful Emarat
Takaful Emarat Enhanced Takaful
Corporate employees and families wanting Sharia-compliant enhanced cover
AED 5,500 – 12,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
8,040 providers
View details →Verdict
Choose Orient Insurance if you need a larger provider network, lower entry-level premiums, more plan tiers to choose from, more comprehensive coverage options. Choose Takaful Emarat if you prioritise strong coverage and established reputation. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Orient Insurance vs Takaful Emarat — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Orient Insurance and Takaful Emarat or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.