Sukoon (Oman Insurance) vs RAK Insurance

UAE Health Insurance Comparison 2026

Sukoon (Oman Insurance)

private

0 providers

3 plans

Est. 1975

DHA, HAAD, MOHAP regulated

RAK Insurance

private

3,552 providers

2 plans

Est. 1974

MOHAP regulated

Sukoon (Oman Insurance) has 3 plans starting from AED 2,700/yr with 0 providers across 0 cities. RAK Insurance has 2 plans starting from AED 2,000/yr with 3,552 providers across 8 cities. Sukoon (Oman Insurance) is strongest in N/A while RAK Insurance has the most providers in Dubai.

Sukoon (Oman Insurance) vs RAK Insurance — At a Glance

AttributeSukoon (Oman Insurance)RAK Insurance
Typeprivateprivate
Founded19751974
HeadquartersDubaiRas Al Khaimah
RegulatorsDHA, HAAD, MOHAPMOHAP
Number of Plans32
Premium RangeAED 2,700 – 30,000AED 2,000 – 8,500
Total Network Size03,552
Cities Covered08
DentalYesYes
OpticalYesNo
MaternityYesYes
Mental HealthYesNo
InternationalYesNo
Co-pay Range0% – 20%20%
Claims Phone800-46626807-228-8444

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CitySukoon (Oman Insurance)vsRAK Insurance
Dubai
0
vs
1,375
Abu Dhabi
0
vs
618
Sharjah
0
vs
585
Ras Al Khaimah
0
vs
365
Ajman
0
vs
238
Al Ain
0
vs
186
Fujairah
0
vs
146
Umm Al Quwain
0
vs
39

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

Sukoon (Oman Insurance) Plans

Sukoon (Oman Insurance)

Oman Insurance Essential

Basic

SMEs and individuals meeting mandatory insurance requirements

AED 2,700 – 5,000/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Multi-emirate compliantStrong Dubai and Abu Dhabi networkAffordable group plans

0 providers

View details →

Sukoon (Oman Insurance)

Oman Insurance Corporate Gold

Enhanced

Corporate employees and their families

AED 6,000 – 14,000/yr

Annual limit: AED 750,000 · semi-private room · 20% co-pay

Dental (AED 4,000)
Optical
Maternity
Mental Health
International
Wide network across all emiratesDental and optical includedMental health coverage

0 providers

View details →

Sukoon (Oman Insurance)

Oman Insurance Executive

Premium

Senior management and executives

AED 16,000 – 30,000/yr

Annual limit: AED 1.5M · private room · 0% co-pay

Dental (AED 8,000)
Optical
Maternity
Mental Health
International
Zero co-payPrivate roomInternational coverage

0 providers

View details →

RAK Insurance Plans

RAK Insurance

RAK Basic Health

Basic

Employees in Northern Emirates meeting MOHAP requirements

AED 2,000 – 3,500/yr

Annual limit: AED 150,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
MOHAP compliantLowest premiums in Northern EmiratesRAK and Northern Emirates hospital network

3,552 providers

View details →

RAK Insurance

RAK Enhanced Health

Enhanced

Corporate employees and families in Northern Emirates

AED 4,000 – 8,500/yr

Annual limit: AED 350,000 · semi-private room · 20% co-pay

Dental (AED 2,000)
Optical
Maternity
Mental Health
International
Dental coverage includedExtended Northern Emirates networkSemi-private room

3,552 providers

View details →

Verdict

Choose Sukoon (Oman Insurance) if you need more plan tiers to choose from, more comprehensive coverage options. Choose RAK Insurance if you prioritise a larger provider network, lower entry-level premiums, presence in 8 cities. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

Sukoon (Oman Insurance) vs RAK Insurance — FAQ

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Sukoon (Oman Insurance) and RAK Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.