Question 1

Which is better, Now Health International or RAK Insurance?

Accepted Answer

It depends on your needs. Now Health International has 3,470 providers across 8 cities and offers 2 plans starting from AED 5,500/yr. RAK Insurance has 3,552 providers across 8 cities with 2 plans from AED 2,000/yr. Choose Now Health International if you need more comprehensive coverage options. Choose RAK Insurance if you prioritise a larger provider network, lower entry-level premiums.

Question 2

Is Now Health International cheaper than RAK Insurance?

Accepted Answer

No, RAK Insurance's entry-level plan starts from AED 2,000/yr, while Now Health International's cheapest plan begins at AED 5,500/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.

Question 3

Which has a bigger network in Dubai, Now Health International or RAK Insurance?

Accepted Answer

Now Health International has a larger Dubai network with 2,495 providers, compared to RAK Insurance's 1,375 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.

Question 4

Does Now Health International or RAK Insurance cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. Now Health International's dental sub-limit goes up to AED 7,500/yr, while RAK Insurance offers up to AED 2,000/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from Now Health International to RAK Insurance?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Now Health International to RAK Insurance (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Now Health International and RAK Insurance have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare Now Health International and RAK Insurance plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare Now Health International and RAK Insurance side-by-side. Key factors to compare: (1) Annual premium — Now Health International starts from AED 5,500/yr, RAK Insurance from AED 2,000/yr, (2) Network size — 3,470 vs 3,552 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	Now Health International	RAK Insurance
Type	private	private
Founded	2011	1974
Headquarters	Dubai	Ras Al Khaimah
Regulators	DHA, HAAD	MOHAP
Number of Plans	2	2
Premium Range	AED 5,500 – 28,000	AED 2,000 – 8,500
Total Network Size	3,470	3,552
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	No
Maternity	Yes	Yes
Mental Health	Yes	No
International	Yes	No
Co-pay Range	0% – 20%	20%
Claims Phone	800-669	07-228-8444

City	Now Health International	vs	RAK Insurance
Dubai	2,495	vs	1,375
Abu Dhabi	394	vs	618
Sharjah	262	vs	585
Ras Al Khaimah	51	vs	365
Ajman	95	vs	238
Al Ain	125	vs	186
Fujairah	39	vs	146
Umm Al Quwain	9	vs	39

Now Health International vs RAK Insurance

Now Health International

RAK Insurance

Now Health International vs RAK Insurance — At a Glance

Network Comparison by City

Now Health International Plans

Now Health WorldCare Essential

Now Health WorldCare Prestige

RAK Insurance Plans

RAK Basic Health

RAK Enhanced Health

Verdict

Now Health International vs RAK Insurance — FAQ

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