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Noor Takaful vs Sukoon (Oman Insurance)

UAE Health Insurance Comparison 2026

Noor Takaful

private

5,022 providers

2 plans

Est. 2009

DHA, HAAD regulated

Sukoon (Oman Insurance)

private

0 providers

3 plans

Est. 1975

DHA, HAAD, MOHAP regulated

Noor Takaful has 2 plans starting from AED 2,600/yr with 5,022 providers across 8 cities. Sukoon (Oman Insurance) has 3 plans starting from AED 2,700/yr with 0 providers across 0 cities. Noor Takaful is strongest in Dubai while Sukoon (Oman Insurance) has the most providers in N/A.

Noor Takaful vs Sukoon (Oman Insurance) — At a Glance

AttributeNoor TakafulSukoon (Oman Insurance)
Typeprivateprivate
Founded20091975
HeadquartersDubaiDubai
RegulatorsDHA, HAADDHA, HAAD, MOHAP
Number of Plans23
Premium RangeAED 2,600 – 11,000AED 2,700 – 30,000
Total Network Size5,0220
Cities Covered80
DentalYesYes
OpticalYesYes
MaternityYesYes
Mental HealthYesYes
InternationalNoYes
Co-pay Range20%0% – 20%
Claims Phone800-6667800-466268

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityNoor TakafulvsSukoon (Oman Insurance)
Dubai
2,779
vs
0
Abu Dhabi
991
vs
0
Sharjah
748
vs
0
Al Ain
202
vs
0
Ajman
134
vs
0
Ras Al Khaimah
89
vs
0
Fujairah
64
vs
0
Umm Al Quwain
15
vs
0

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

Noor Takaful Plans

Noor Takaful

Noor Basic Takaful Health

Basic

SMEs in Dubai and Abu Dhabi seeking Sharia-compliant health coverage

AED 2,600 – 4,600/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Fully Sharia-compliantDHA and HAAD compliantCompetitive SME rates

5,022 providers

View details →

Noor Takaful

Noor Enhanced Takaful Health

Enhanced

Corporate employees and families wanting Takaful enhanced cover

AED 5,500 – 11,000/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,000)
Optical
Maternity
Mental Health
International
Takaful-compliantDental and optical includedAlternative medicine (Hijama)

5,022 providers

View details →

Sukoon (Oman Insurance) Plans

Sukoon (Oman Insurance)

Oman Insurance Essential

Basic

SMEs and individuals meeting mandatory insurance requirements

AED 2,700 – 5,000/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Multi-emirate compliantStrong Dubai and Abu Dhabi networkAffordable group plans

0 providers

View details →

Sukoon (Oman Insurance)

Oman Insurance Corporate Gold

Enhanced

Corporate employees and their families

AED 6,000 – 14,000/yr

Annual limit: AED 750,000 · semi-private room · 20% co-pay

Dental (AED 4,000)
Optical
Maternity
Mental Health
International
Wide network across all emiratesDental and optical includedMental health coverage

0 providers

View details →

Sukoon (Oman Insurance)

Oman Insurance Executive

Premium

Senior management and executives

AED 16,000 – 30,000/yr

Annual limit: AED 1.5M · private room · 0% co-pay

Dental (AED 8,000)
Optical
Maternity
Mental Health
International
Zero co-payPrivate roomInternational coverage

0 providers

View details →

Verdict

Choose Noor Takaful if you need a larger provider network, lower entry-level premiums, presence in 8 cities. Choose Sukoon (Oman Insurance) if you prioritise more plan tiers to choose from, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

Noor Takaful vs Sukoon (Oman Insurance) — FAQ

Which is better, Noor Takaful or Sukoon (Oman Insurance)?

It depends on your needs. Noor Takaful has 5,022 providers across 8 cities and offers 2 plans starting from AED 2,600/yr. Sukoon (Oman Insurance) has 0 providers across 0 cities with 3 plans from AED 2,700/yr. Choose Noor Takaful if you need a larger provider network, lower entry-level premiums, presence in 8 cities. Choose Sukoon (Oman Insurance) if you prioritise more plan tiers to choose from, more comprehensive coverage options.

Is Noor Takaful cheaper than Sukoon (Oman Insurance)?

Yes, Noor Takaful's entry-level plan starts from AED 2,600/yr, compared to Sukoon (Oman Insurance)'s cheapest plan at AED 2,700/yr. However, plan pricing varies by age, nationality, visa type, and employer. Enhanced and premium tiers may differ. Always obtain a personalised quote from each insurer.

Which has a bigger network in Dubai, Noor Takaful or Sukoon (Oman Insurance)?

Noor Takaful has a larger Dubai network with 2,779 providers, compared to Sukoon (Oman Insurance)'s 0 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.

Does Noor Takaful or Sukoon (Oman Insurance) cover dental?

Both insurers offer dental coverage on their enhanced and premium plans. Noor Takaful's dental sub-limit goes up to AED 3,000/yr, while Sukoon (Oman Insurance) offers up to AED 8,000/yr. Basic plans from both insurers typically exclude dental.

Can I switch from Noor Takaful to Sukoon (Oman Insurance)?

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Noor Takaful to Sukoon (Oman Insurance) (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Noor Takaful and Sukoon (Oman Insurance) have dedicated claims and onboarding teams to facilitate the transition.

How do I compare Noor Takaful and Sukoon (Oman Insurance) plans?

Use the UAE Health Insurance Navigator on this page to compare Noor Takaful and Sukoon (Oman Insurance) side-by-side. Key factors to compare: (1) Annual premium — Noor Takaful starts from AED 2,600/yr, Sukoon (Oman Insurance) from AED 2,700/yr, (2) Network size — 5,022 vs 0 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Noor Takaful and Sukoon (Oman Insurance) or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.