Question 1

Which is better, MSH International or Noor Takaful?

Accepted Answer

It depends on your needs. MSH International has 4,738 providers across 8 cities and offers 2 plans starting from AED 6,500/yr. Noor Takaful has 5,097 providers across 8 cities with 2 plans from AED 2,600/yr. Choose MSH International if you need more comprehensive coverage options. Choose Noor Takaful if you prioritise a larger provider network, lower entry-level premiums.

Question 2

Is MSH International cheaper than Noor Takaful?

Accepted Answer

No, Noor Takaful's entry-level plan starts from AED 2,600/yr, while MSH International's cheapest plan begins at AED 6,500/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.

Question 3

Which has a bigger network in Dubai, MSH International or Noor Takaful?

Accepted Answer

MSH International has a larger Dubai network with 2,896 providers, compared to Noor Takaful's 2,831 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.

Question 4

Does MSH International or Noor Takaful cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. MSH International's dental sub-limit goes up to AED 8,000/yr, while Noor Takaful offers up to AED 3,000/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from MSH International to Noor Takaful?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from MSH International to Noor Takaful (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both MSH International and Noor Takaful have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare MSH International and Noor Takaful plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare MSH International and Noor Takaful side-by-side. Key factors to compare: (1) Annual premium — MSH International starts from AED 6,500/yr, Noor Takaful from AED 2,600/yr, (2) Network size — 4,738 vs 5,097 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	MSH International	Noor Takaful
Type	private	private
Founded	1974	2009
Headquarters	Dubai	Dubai
Regulators	DHA, HAAD	DHA, HAAD
Number of Plans	2	2
Premium Range	AED 6,500 – 30,000	AED 2,600 – 11,000
Total Network Size	4,738	5,097
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	Yes	No
Co-pay Range	0% – 20%	20%
Claims Phone	04-327-3500	800-6667

City	MSH International	vs	Noor Takaful
Dubai	2,896	vs	2,831
Abu Dhabi	1,054	vs	991
Sharjah	334	vs	757
Al Ain	182	vs	206
Ajman	108	vs	136
Ras Al Khaimah	91	vs	95
Fujairah	60	vs	66
Umm Al Quwain	13	vs	15

MSH International vs Noor Takaful

MSH International

Noor Takaful

MSH International vs Noor Takaful — At a Glance

Network Comparison by City

MSH International Plans

MSH Essential Plus

MSH Premium International

Noor Takaful Plans

Noor Basic Takaful Health

Noor Enhanced Takaful Health

Verdict

MSH International vs Noor Takaful — FAQ

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