Question 1

Which is better, MetLife or Noor Takaful?

Accepted Answer

It depends on your needs. MetLife has 8,008 providers across 8 cities and offers 2 plans starting from AED 2,800/yr. Noor Takaful has 5,097 providers across 8 cities with 2 plans from AED 2,600/yr. Choose MetLife if you need a larger provider network. Choose Noor Takaful if you prioritise lower entry-level premiums, more comprehensive coverage options.

Question 2

Is MetLife cheaper than Noor Takaful?

Accepted Answer

No, Noor Takaful's entry-level plan starts from AED 2,600/yr, while MetLife's cheapest plan begins at AED 2,800/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.

Question 3

Which has a bigger network in Dubai, MetLife or Noor Takaful?

Accepted Answer

MetLife has a larger Dubai network with 4,616 providers, compared to Noor Takaful's 2,831 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.

Question 4

Does MetLife or Noor Takaful cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. MetLife's dental sub-limit goes up to AED 3,500/yr, while Noor Takaful offers up to AED 3,000/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from MetLife to Noor Takaful?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from MetLife to Noor Takaful (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both MetLife and Noor Takaful have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare MetLife and Noor Takaful plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare MetLife and Noor Takaful side-by-side. Key factors to compare: (1) Annual premium — MetLife starts from AED 2,800/yr, Noor Takaful from AED 2,600/yr, (2) Network size — 8,008 vs 5,097 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	MetLife	Noor Takaful
Type	private	private
Founded	1868	2009
Headquarters	Dubai	Dubai
Regulators	DHA, HAAD	DHA, HAAD
Number of Plans	2	2
Premium Range	AED 2,800 – 13,000	AED 2,600 – 11,000
Total Network Size	8,008	5,097
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	No	No
Co-pay Range	20%	20%
Claims Phone	800-638543	800-6667

City	MetLife	vs	Noor Takaful
Dubai	4,616	vs	2,831
Abu Dhabi	1,744	vs	991
Sharjah	806	vs	757
Al Ain	344	vs	206
Ajman	220	vs	136
Ras Al Khaimah	150	vs	95
Fujairah	93	vs	66
Umm Al Quwain	35	vs	15

MetLife vs Noor Takaful

MetLife

Noor Takaful

MetLife vs Noor Takaful — At a Glance

Network Comparison by City

MetLife Plans

MetLife Essential Health

MetLife Corporate Plus

Noor Takaful Plans

Noor Basic Takaful Health

Noor Enhanced Takaful Health

Verdict

MetLife vs Noor Takaful — FAQ

Related Comparisons