IRIS Health vs MetLife

It depends on your needs. IRIS Health has 5,881 providers across 8 cities and offers 2 plans starting from AED 2,800/yr. MetLife has 7,899 providers across 8 cities with 2 plans from AED 2,800/yr. Choose IRIS Health if you need strong coverage and established reputation. Choose MetLife if you prioritise a larger provider network.

Both IRIS Health and MetLife have entry-level plans starting from AED 2,800/yr. However, pricing varies by age, nationality, visa type, and employer. Compare enhanced and premium tiers for a full picture, and always obtain personalised quotes.

MetLife has a larger Dubai network with 4,534 providers, compared to IRIS Health's 3,461 providers. Network sizes are based on the UAE Open Healthcare Directory data.

Both insurers offer dental coverage on their enhanced and premium plans. IRIS Health's dental sub-limit goes up to AED 3,500/yr, while MetLife offers up to AED 3,500/yr. Basic plans from both insurers typically exclude dental.

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from IRIS Health to MetLife (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both IRIS Health and MetLife have dedicated claims and onboarding teams to facilitate the transition.

Use the UAE Health Insurance Navigator on this page to compare IRIS Health and MetLife side-by-side. Key factors to compare: (1) Annual premium — IRIS Health starts from AED 2,800/yr, MetLife from AED 2,800/yr, (2) Network size — 5,881 vs 7,899 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.