IRIS Health vs MetLife
UAE Health Insurance Comparison 2026
IRIS Health
tpa5,962 providers
2 plans
Est. 2003
DHA, HAAD regulated
MetLife
private8,008 providers
2 plans
Est. 1868
DHA, HAAD regulated
IRIS Health has 2 plans starting from AED 2,800/yr with 5,962 providers across 8 cities. MetLife has 2 plans starting from AED 2,800/yr with 8,008 providers across 8 cities. Both insurers have their strongest presence in Dubai.
IRIS Health vs MetLife — At a Glance
| Attribute | IRIS Health | MetLife |
|---|---|---|
| Type | tpa | private |
| Founded | 2003 | 1868 |
| Headquarters | Dubai | Dubai |
| Regulators | DHA, HAAD | DHA, HAAD |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,800 – 11,500 | AED 2,800 – 13,000 |
| Total Network Size | 5,962 | 8,008 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | No |
| Co-pay Range | 20% | 20% |
| Claims Phone | 04-340-0220 | 800-638543 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | IRIS Health | vs | MetLife |
|---|---|---|---|
| Dubai | 3,528 | vs | 4,616 |
| Abu Dhabi | 1,332 | vs | 1,744 |
| Sharjah | 478 | vs | 806 |
| Al Ain | 259 | vs | 344 |
| Ajman | 149 | vs | 220 |
| Ras Al Khaimah | 126 | vs | 150 |
| Fujairah | 67 | vs | 93 |
| Umm Al Quwain | 23 | vs | 35 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
IRIS Health Plans
IRIS Health
IRIS Managed Essential
Companies using IRIS-administered plans for mandatory compliance
AED 2,800 – 5,000/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
5,962 providers
View details →IRIS Health
IRIS Managed Plus
Corporate groups seeking personalised TPA-managed coverage
AED 5,500 – 11,500/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
5,962 providers
View details →MetLife Plans
MetLife
MetLife Essential Health
SMEs meeting mandatory health insurance requirements
AED 2,800 – 5,000/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
8,008 providers
View details →MetLife
MetLife Corporate Plus
Corporate employees with enhanced coverage needs
AED 6,000 – 13,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
8,008 providers
View details →Verdict
Choose IRIS Health if you need strong coverage and established reputation. Choose MetLife if you prioritise a larger provider network. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
IRIS Health vs MetLife — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from IRIS Health and MetLife or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.