GIG Gulf vs MetLife

It depends on your needs. GIG Gulf has 7,604 providers across 8 cities and offers 3 plans starting from AED 2,800/yr. MetLife has 7,899 providers across 8 cities with 2 plans from AED 2,800/yr. Choose GIG Gulf if you need more plan tiers to choose from, more comprehensive coverage options. Choose MetLife if you prioritise a larger provider network.

Both GIG Gulf and MetLife have entry-level plans starting from AED 2,800/yr. However, pricing varies by age, nationality, visa type, and employer. Compare enhanced and premium tiers for a full picture, and always obtain personalised quotes.

MetLife has a larger Dubai network with 4,534 providers, compared to GIG Gulf's 4,088 providers. Network sizes are based on the UAE Open Healthcare Directory data.

Both insurers offer dental coverage on their enhanced and premium plans. GIG Gulf's dental sub-limit goes up to AED 8,000/yr, while MetLife offers up to AED 3,500/yr. Basic plans from both insurers typically exclude dental.

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from GIG Gulf to MetLife (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both GIG Gulf and MetLife have dedicated claims and onboarding teams to facilitate the transition.

Use the UAE Health Insurance Navigator on this page to compare GIG Gulf and MetLife side-by-side. Key factors to compare: (1) Annual premium — GIG Gulf starts from AED 2,800/yr, MetLife from AED 2,800/yr, (2) Network size — 7,604 vs 7,899 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.