Fidelity United Insurance vs Sukoon (Oman Insurance)

UAE Health Insurance Comparison 2026

Fidelity United Insurance

private

5,583 providers

2 plans

Est. 1976

DHA regulated

Sukoon (Oman Insurance)

private

0 providers

3 plans

Est. 1975

DHA, HAAD, MOHAP regulated

Fidelity United Insurance has 2 plans starting from AED 2,300/yr with 5,583 providers across 8 cities. Sukoon (Oman Insurance) has 3 plans starting from AED 2,700/yr with 0 providers across 0 cities. Fidelity United Insurance is strongest in Dubai while Sukoon (Oman Insurance) has the most providers in N/A.

Fidelity United Insurance vs Sukoon (Oman Insurance) — At a Glance

AttributeFidelity United InsuranceSukoon (Oman Insurance)
Typeprivateprivate
Founded19761975
HeadquartersDubaiDubai
RegulatorsDHADHA, HAAD, MOHAP
Number of Plans23
Premium RangeAED 2,300 – 10,500AED 2,700 – 30,000
Total Network Size5,5830
Cities Covered80
DentalYesYes
OpticalYesYes
MaternityYesYes
Mental HealthYesYes
InternationalNoYes
Co-pay Range20%0% – 20%
Claims Phone04-263-2444800-466268

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityFidelity United InsurancevsSukoon (Oman Insurance)
Dubai
3,434
vs
0
Sharjah
829
vs
0
Abu Dhabi
686
vs
0
Ajman
244
vs
0
Al Ain
219
vs
0
Ras Al Khaimah
95
vs
0
Fujairah
61
vs
0
Umm Al Quwain
15
vs
0

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

Fidelity United Insurance Plans

Fidelity United Insurance

Fidelity Basic Health

Basic

Small businesses in Dubai meeting DHA mandatory requirements

AED 2,300 – 4,200/yr

Annual limit: AED 150,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
DHA compliantFast claims processingDubai-focused network

5,583 providers

View details →

Fidelity United Insurance

Fidelity Corporate Health

Enhanced

Corporate employees in Dubai

AED 5,000 – 10,500/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,000)
Optical
Maternity
Mental Health
International
Dental and optical includedMental health coveragePersonal service approach

5,583 providers

View details →

Sukoon (Oman Insurance) Plans

Sukoon (Oman Insurance)

Oman Insurance Essential

Basic

SMEs and individuals meeting mandatory insurance requirements

AED 2,700 – 5,000/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Multi-emirate compliantStrong Dubai and Abu Dhabi networkAffordable group plans

0 providers

View details →

Sukoon (Oman Insurance)

Oman Insurance Corporate Gold

Enhanced

Corporate employees and their families

AED 6,000 – 14,000/yr

Annual limit: AED 750,000 · semi-private room · 20% co-pay

Dental (AED 4,000)
Optical
Maternity
Mental Health
International
Wide network across all emiratesDental and optical includedMental health coverage

0 providers

View details →

Sukoon (Oman Insurance)

Oman Insurance Executive

Premium

Senior management and executives

AED 16,000 – 30,000/yr

Annual limit: AED 1.5M · private room · 0% co-pay

Dental (AED 8,000)
Optical
Maternity
Mental Health
International
Zero co-payPrivate roomInternational coverage

0 providers

View details →

Verdict

Choose Fidelity United Insurance if you need a larger provider network, lower entry-level premiums, presence in 8 cities. Choose Sukoon (Oman Insurance) if you prioritise more plan tiers to choose from, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

Fidelity United Insurance vs Sukoon (Oman Insurance) — FAQ

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Fidelity United Insurance and Sukoon (Oman Insurance) or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.