Fidelity United Insurance vs Now Health International

UAE Health Insurance Comparison 2026

Fidelity United Insurance

private

5,583 providers

2 plans

Est. 1976

DHA regulated

Now Health International

private

3,470 providers

2 plans

Est. 2011

DHA, HAAD regulated

Fidelity United Insurance has 2 plans starting from AED 2,300/yr with 5,583 providers across 8 cities. Now Health International has 2 plans starting from AED 5,500/yr with 3,470 providers across 8 cities. Both insurers have their strongest presence in Dubai.

Fidelity United Insurance vs Now Health International — At a Glance

AttributeFidelity United InsuranceNow Health International
Typeprivateprivate
Founded19762011
HeadquartersDubaiDubai
RegulatorsDHADHA, HAAD
Number of Plans22
Premium RangeAED 2,300 – 10,500AED 5,500 – 28,000
Total Network Size5,5833,470
Cities Covered88
DentalYesYes
OpticalYesYes
MaternityYesYes
Mental HealthYesYes
InternationalNoYes
Co-pay Range20%0% – 20%
Claims Phone04-263-2444800-669

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityFidelity United InsurancevsNow Health International
Dubai
3,434
vs
2,495
Sharjah
829
vs
262
Abu Dhabi
686
vs
394
Al Ain
219
vs
125
Ajman
244
vs
95
Ras Al Khaimah
95
vs
51
Fujairah
61
vs
39
Umm Al Quwain
15
vs
9

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

Fidelity United Insurance Plans

Fidelity United Insurance

Fidelity Basic Health

Basic

Small businesses in Dubai meeting DHA mandatory requirements

AED 2,300 – 4,200/yr

Annual limit: AED 150,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
DHA compliantFast claims processingDubai-focused network

5,583 providers

View details →

Fidelity United Insurance

Fidelity Corporate Health

Enhanced

Corporate employees in Dubai

AED 5,000 – 10,500/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,000)
Optical
Maternity
Mental Health
International
Dental and optical includedMental health coveragePersonal service approach

5,583 providers

View details →

Now Health International Plans

Now Health International

Now Health WorldCare Essential

Enhanced

Expat professionals and freelancers seeking modular coverage

AED 5,500 – 10,000/yr

Annual limit: AED 750,000 · semi-private room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Modular — add dental/optical as ridersInternational emergency coverageOnline member portal

3,470 providers

View details →

Now Health International

Now Health WorldCare Prestige

Premium

Executives and families wanting comprehensive worldwide cover

AED 14,000 – 28,000/yr

Annual limit: AED 1.5M · private room · 0% co-pay

Dental (AED 7,500)
Optical
Maternity
Mental Health
International
Zero co-payPrivate roomWorldwide coverage

3,470 providers

View details →

Verdict

Choose Fidelity United Insurance if you need a larger provider network, lower entry-level premiums. Choose Now Health International if you prioritise more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

Fidelity United Insurance vs Now Health International — FAQ

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Fidelity United Insurance and Now Health International or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.