Fidelity United Insurance vs MetLife
UAE Health Insurance Comparison 2026
Fidelity United Insurance
private5,583 providers
2 plans
Est. 1976
DHA regulated
MetLife
private8,008 providers
2 plans
Est. 1868
DHA, HAAD regulated
Fidelity United Insurance has 2 plans starting from AED 2,300/yr with 5,583 providers across 8 cities. MetLife has 2 plans starting from AED 2,800/yr with 8,008 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Fidelity United Insurance vs MetLife — At a Glance
| Attribute | Fidelity United Insurance | MetLife |
|---|---|---|
| Type | private | private |
| Founded | 1976 | 1868 |
| Headquarters | Dubai | Dubai |
| Regulators | DHA | DHA, HAAD |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,300 – 10,500 | AED 2,800 – 13,000 |
| Total Network Size | 5,583 | 8,008 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | No |
| Co-pay Range | 20% | 20% |
| Claims Phone | 04-263-2444 | 800-638543 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Fidelity United Insurance | vs | MetLife |
|---|---|---|---|
| Dubai | 3,434 | vs | 4,616 |
| Abu Dhabi | 686 | vs | 1,744 |
| Sharjah | 829 | vs | 806 |
| Al Ain | 219 | vs | 344 |
| Ajman | 244 | vs | 220 |
| Ras Al Khaimah | 95 | vs | 150 |
| Fujairah | 61 | vs | 93 |
| Umm Al Quwain | 15 | vs | 35 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Fidelity United Insurance Plans
Fidelity United Insurance
Fidelity Basic Health
Small businesses in Dubai meeting DHA mandatory requirements
AED 2,300 – 4,200/yr
Annual limit: AED 150,000 · shared room · 20% co-pay
5,583 providers
View details →Fidelity United Insurance
Fidelity Corporate Health
Corporate employees in Dubai
AED 5,000 – 10,500/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
5,583 providers
View details →MetLife Plans
MetLife
MetLife Essential Health
SMEs meeting mandatory health insurance requirements
AED 2,800 – 5,000/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
8,008 providers
View details →MetLife
MetLife Corporate Plus
Corporate employees with enhanced coverage needs
AED 6,000 – 13,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
8,008 providers
View details →Verdict
Choose Fidelity United Insurance if you need lower entry-level premiums. Choose MetLife if you prioritise a larger provider network. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Fidelity United Insurance vs MetLife — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Fidelity United Insurance and MetLife or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.