Fidelity United Insurance vs IRIS Health
UAE Health Insurance Comparison 2026
Fidelity United Insurance
private5,583 providers
2 plans
Est. 1976
DHA regulated
IRIS Health
tpa5,962 providers
2 plans
Est. 2003
DHA, HAAD regulated
Fidelity United Insurance has 2 plans starting from AED 2,300/yr with 5,583 providers across 8 cities. IRIS Health has 2 plans starting from AED 2,800/yr with 5,962 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Fidelity United Insurance vs IRIS Health — At a Glance
| Attribute | Fidelity United Insurance | IRIS Health |
|---|---|---|
| Type | private | tpa |
| Founded | 1976 | 2003 |
| Headquarters | Dubai | Dubai |
| Regulators | DHA | DHA, HAAD |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,300 – 10,500 | AED 2,800 – 11,500 |
| Total Network Size | 5,583 | 5,962 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | No |
| Co-pay Range | 20% | 20% |
| Claims Phone | 04-263-2444 | 04-340-0220 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Fidelity United Insurance | vs | IRIS Health |
|---|---|---|---|
| Dubai | 3,434 | vs | 3,528 |
| Abu Dhabi | 686 | vs | 1,332 |
| Sharjah | 829 | vs | 478 |
| Al Ain | 219 | vs | 259 |
| Ajman | 244 | vs | 149 |
| Ras Al Khaimah | 95 | vs | 126 |
| Fujairah | 61 | vs | 67 |
| Umm Al Quwain | 15 | vs | 23 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Fidelity United Insurance Plans
Fidelity United Insurance
Fidelity Basic Health
Small businesses in Dubai meeting DHA mandatory requirements
AED 2,300 – 4,200/yr
Annual limit: AED 150,000 · shared room · 20% co-pay
5,583 providers
View details →Fidelity United Insurance
Fidelity Corporate Health
Corporate employees in Dubai
AED 5,000 – 10,500/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
5,583 providers
View details →IRIS Health Plans
IRIS Health
IRIS Managed Essential
Companies using IRIS-administered plans for mandatory compliance
AED 2,800 – 5,000/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
5,962 providers
View details →IRIS Health
IRIS Managed Plus
Corporate groups seeking personalised TPA-managed coverage
AED 5,500 – 11,500/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
5,962 providers
View details →Verdict
Choose Fidelity United Insurance if you need lower entry-level premiums. Choose IRIS Health if you prioritise a larger provider network. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Fidelity United Insurance vs IRIS Health — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Fidelity United Insurance and IRIS Health or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.