Question 1

Which is better, Emirates Insurance Company or Now Health International?

Accepted Answer

It depends on your needs. Emirates Insurance Company has 5,672 providers across 8 cities and offers 2 plans starting from AED 2,200/yr. Now Health International has 3,470 providers across 8 cities with 2 plans from AED 5,500/yr. Choose Emirates Insurance Company if you need a larger provider network, lower entry-level premiums. Choose Now Health International if you prioritise more comprehensive coverage options.

Question 2

Is Emirates Insurance Company cheaper than Now Health International?

Accepted Answer

Yes, Emirates Insurance Company's entry-level plan starts from AED 2,200/yr, compared to Now Health International's cheapest plan at AED 5,500/yr. However, plan pricing varies by age, nationality, visa type, and employer. Enhanced and premium tiers may differ. Always obtain a personalised quote from each insurer.

Question 3

Which has a bigger network in Dubai, Emirates Insurance Company or Now Health International?

Accepted Answer

Emirates Insurance Company has a larger Dubai network with 3,325 providers, compared to Now Health International's 2,495 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.

Question 4

Does Emirates Insurance Company or Now Health International cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. Emirates Insurance Company's dental sub-limit goes up to AED 3,000/yr, while Now Health International offers up to AED 7,500/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from Emirates Insurance Company to Now Health International?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Emirates Insurance Company to Now Health International (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Emirates Insurance Company and Now Health International have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare Emirates Insurance Company and Now Health International plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare Emirates Insurance Company and Now Health International side-by-side. Key factors to compare: (1) Annual premium — Emirates Insurance Company starts from AED 2,200/yr, Now Health International from AED 5,500/yr, (2) Network size — 5,672 vs 3,470 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	Emirates Insurance Company	Now Health International
Type	private	private
Founded	1982	2011
Headquarters	Abu Dhabi	Dubai
Regulators	DHA, MOHAP	DHA, HAAD
Number of Plans	2	2
Premium Range	AED 2,200 – 11,000	AED 5,500 – 28,000
Total Network Size	5,672	3,470
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	No	Yes
Co-pay Range	20%	0% – 20%
Claims Phone	800-364728	800-669

City	Emirates Insurance Company	vs	Now Health International
Dubai	3,325	vs	2,495
Sharjah	905	vs	262
Abu Dhabi	714	vs	394
Ajman	295	vs	95
Al Ain	227	vs	125
Ras Al Khaimah	112	vs	51
Fujairah	74	vs	39
Umm Al Quwain	20	vs	9

Emirates Insurance Company vs Now Health International

Emirates Insurance Company

Now Health International

Emirates Insurance Company vs Now Health International — At a Glance

Network Comparison by City

Emirates Insurance Company Plans

Emirates Essential Health

Emirates Corporate Health

Now Health International Plans

Now Health WorldCare Essential

Now Health WorldCare Prestige

Verdict

Emirates Insurance Company vs Now Health International — FAQ

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