Emirates Insurance Company vs IRIS Health
UAE Health Insurance Comparison 2026
Emirates Insurance Company
private5,672 providers
2 plans
Est. 1982
DHA, MOHAP regulated
IRIS Health
tpa5,962 providers
2 plans
Est. 2003
DHA, HAAD regulated
Emirates Insurance Company has 2 plans starting from AED 2,200/yr with 5,672 providers across 8 cities. IRIS Health has 2 plans starting from AED 2,800/yr with 5,962 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Emirates Insurance Company vs IRIS Health — At a Glance
| Attribute | Emirates Insurance Company | IRIS Health |
|---|---|---|
| Type | private | tpa |
| Founded | 1982 | 2003 |
| Headquarters | Abu Dhabi | Dubai |
| Regulators | DHA, MOHAP | DHA, HAAD |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,200 – 11,000 | AED 2,800 – 11,500 |
| Total Network Size | 5,672 | 5,962 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | No |
| Co-pay Range | 20% | 20% |
| Claims Phone | 800-364728 | 04-340-0220 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Emirates Insurance Company | vs | IRIS Health |
|---|---|---|---|
| Dubai | 3,325 | vs | 3,528 |
| Abu Dhabi | 714 | vs | 1,332 |
| Sharjah | 905 | vs | 478 |
| Al Ain | 227 | vs | 259 |
| Ajman | 295 | vs | 149 |
| Ras Al Khaimah | 112 | vs | 126 |
| Fujairah | 74 | vs | 67 |
| Umm Al Quwain | 20 | vs | 23 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Emirates Insurance Company Plans
Emirates Insurance Company
Emirates Essential Health
Individuals and SMEs in Dubai and Northern Emirates
AED 2,200 – 4,000/yr
Annual limit: AED 150,000 · shared room · 20% co-pay
5,672 providers
View details →Emirates Insurance Company
Emirates Corporate Health
Corporate employees in Dubai and Northern Emirates
AED 5,000 – 11,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
5,672 providers
View details →IRIS Health Plans
IRIS Health
IRIS Managed Essential
Companies using IRIS-administered plans for mandatory compliance
AED 2,800 – 5,000/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
5,962 providers
View details →IRIS Health
IRIS Managed Plus
Corporate groups seeking personalised TPA-managed coverage
AED 5,500 – 11,500/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
5,962 providers
View details →Verdict
Choose Emirates Insurance Company if you need lower entry-level premiums. Choose IRIS Health if you prioritise a larger provider network. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Emirates Insurance Company vs IRIS Health — FAQ
Related Comparisons
Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Emirates Insurance Company and IRIS Health or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.