Dubai National Insurance vs Noor Takaful
UAE Health Insurance Comparison 2026
Dubai National Insurance
private6,180 providers
2 plans
Est. 1991
DHA regulated
Noor Takaful
private5,097 providers
2 plans
Est. 2009
DHA, HAAD regulated
Dubai National Insurance has 2 plans starting from AED 2,200/yr with 6,180 providers across 8 cities. Noor Takaful has 2 plans starting from AED 2,600/yr with 5,097 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Dubai National Insurance vs Noor Takaful — At a Glance
>>>| Attribute | Dubai National Insurance | Noor Takaful |
|---|---|---|
| Type | private | private |
| Founded | 1991 | 2009 |
| Headquarters | Dubai | Dubai |
| Regulators | DHA | DHA, HAAD |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,200 – 10,000 | AED 2,600 – 11,000 |
| Total Network Size | 6,180 | 5,097 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | No | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | No |
| Co-pay Range | 20% | 20% |
| Claims Phone | 04-262-4000 | 800-6667 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
>>>| City | Dubai National Insurance | vs | Noor Takaful |
|---|---|---|---|
| Dubai | 4,292 | vs | 2,831 |
| Abu Dhabi | 710 | vs | 991 |
| Sharjah | 639 | vs | 757 |
| Al Ain | 192 | vs | 206 |
| Ajman | 157 | vs | 136 |
| Ras Al Khaimah | 108 | vs | 95 |
| Fujairah | 70 | vs | 66 |
| Umm Al Quwain | 12 | vs | 15 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Dubai National Insurance Plans
>>>Dubai National Insurance
DNIR Basic Health
Employers in Dubai meeting DHA mandatory requirements
AED 2,200 – 4,000/yr
Annual limit: AED 150,000 · shared room · 20% co-pay
6,180 providers
View details →Dubai National Insurance
DNIR Enhanced Health
Corporate employees in Dubai
AED 5,000 – 10,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
6,180 providers
View details →Noor Takaful Plans
>>>Noor Takaful
Noor Basic Takaful Health
SMEs in Dubai and Abu Dhabi seeking Sharia-compliant health coverage
AED 2,600 – 4,600/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
5,097 providers
View details →Noor Takaful
Noor Enhanced Takaful Health
Corporate employees and families wanting Takaful enhanced cover
AED 5,500 – 11,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
5,097 providers
View details →Verdict
>>>Choose Dubai National Insurance if you need a larger provider network, lower entry-level premiums. Choose Noor Takaful if you prioritise more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Dubai National Insurance vs Noor Takaful — FAQ
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>>>Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Dubai National Insurance and Noor Takaful or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.