Question 1

Which is better, Arabia Insurance or Now Health International?

Accepted Answer

It depends on your needs. Arabia Insurance has 4,594 providers across 8 cities and offers 2 plans starting from AED 2,500/yr. Now Health International has 3,470 providers across 8 cities with 2 plans from AED 5,500/yr. Choose Arabia Insurance if you need a larger provider network, lower entry-level premiums. Choose Now Health International if you prioritise more comprehensive coverage options.

Question 2

Is Arabia Insurance cheaper than Now Health International?

Accepted Answer

Yes, Arabia Insurance's entry-level plan starts from AED 2,500/yr, compared to Now Health International's cheapest plan at AED 5,500/yr. However, plan pricing varies by age, nationality, visa type, and employer. Enhanced and premium tiers may differ. Always obtain a personalised quote from each insurer.

Question 3

Which has a bigger network in Dubai, Arabia Insurance or Now Health International?

Accepted Answer

Arabia Insurance has a larger Dubai network with 2,550 providers, compared to Now Health International's 2,495 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.

Question 4

Does Arabia Insurance or Now Health International cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. Arabia Insurance's dental sub-limit goes up to AED 3,000/yr, while Now Health International offers up to AED 7,500/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from Arabia Insurance to Now Health International?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Arabia Insurance to Now Health International (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Arabia Insurance and Now Health International have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare Arabia Insurance and Now Health International plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare Arabia Insurance and Now Health International side-by-side. Key factors to compare: (1) Annual premium — Arabia Insurance starts from AED 2,500/yr, Now Health International from AED 5,500/yr, (2) Network size — 4,594 vs 3,470 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	Arabia Insurance	Now Health International
Type	private	private
Founded	1944	2011
Headquarters	Beirut (UAE offices in Abu Dhabi, Dubai, Sharjah)	Dubai
Regulators	DHA, HAAD	DHA, HAAD
Number of Plans	2	2
Premium Range	AED 2,500 – 11,000	AED 5,500 – 28,000
Total Network Size	4,594	3,470
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	No	Yes
International	No	Yes
Co-pay Range	20%	0% – 20%
Claims Phone	04-265-1500	800-669

City	Arabia Insurance	vs	Now Health International
Dubai	2,550	vs	2,495
Abu Dhabi	880	vs	394
Sharjah	666	vs	262
Al Ain	196	vs	125
Ajman	124	vs	95
Ras Al Khaimah	108	vs	51
Fujairah	58	vs	39
Umm Al Quwain	12	vs	9

Arabia Insurance vs Now Health International

Arabia Insurance

Now Health International

Arabia Insurance vs Now Health International — At a Glance

Network Comparison by City

Arabia Insurance Plans

Arabia Basic Health

Arabia Enhanced Health

Now Health International Plans

Now Health WorldCare Essential

Now Health WorldCare Prestige

Verdict

Arabia Insurance vs Now Health International — FAQ

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