Arabia Insurance vs National General Insurance
UAE Health Insurance Comparison 2026
Arabia Insurance
private4,594 providers
2 plans
Est. 1944
DHA, HAAD regulated
National General Insurance
private5,012 providers
2 plans
Est. 1980
DHA, HAAD regulated
Arabia Insurance has 2 plans starting from AED 2,500/yr with 4,594 providers across 8 cities. National General Insurance has 2 plans starting from AED 2,000/yr with 5,012 providers across 8 cities. Arabia Insurance is strongest in Dubai while National General Insurance has the most providers in Abu Dhabi.
Arabia Insurance vs National General Insurance — At a Glance
>>>| Attribute | Arabia Insurance | National General Insurance |
|---|---|---|
| Type | private | private |
| Founded | 1944 | 1980 |
| Headquarters | Beirut (UAE offices in Abu Dhabi, Dubai, Sharjah) | Dubai |
| Regulators | DHA, HAAD | DHA, HAAD |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,500 – 11,000 | AED 2,000 – 9,000 |
| Total Network Size | 4,594 | 5,012 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | No |
| Maternity | Yes | Yes |
| Mental Health | No | No |
| International | No | No |
| Co-pay Range | 20% | 20% |
| Claims Phone | 04-265-1500 | 02-619-1100 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
>>>| City | Arabia Insurance | vs | National General Insurance |
|---|---|---|---|
| Dubai | 2,550 | vs | 1,776 |
| Abu Dhabi | 880 | vs | 1,811 |
| Sharjah | 666 | vs | 589 |
| Al Ain | 196 | vs | 482 |
| Ajman | 124 | vs | 160 |
| Ras Al Khaimah | 108 | vs | 109 |
| Fujairah | 58 | vs | 62 |
| Umm Al Quwain | 12 | vs | 23 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Arabia Insurance Plans
>>>Arabia Insurance
Arabia Basic Health
SMEs in Dubai and Abu Dhabi meeting mandatory requirements
AED 2,500 – 4,500/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
4,594 providers
View details →Arabia Insurance
Arabia Enhanced Health
Corporate employees and families
AED 5,500 – 11,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
4,594 providers
View details →National General Insurance Plans
>>>National General Insurance
NGI Basic Health
Blue-collar and mid-level employees in Abu Dhabi
AED 2,000 – 3,800/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
5,012 providers
View details →National General Insurance
NGI Enhanced Health
White-collar employees and families in Abu Dhabi
AED 4,500 – 9,000/yr
Annual limit: AED 400,000 · semi-private room · 20% co-pay
5,012 providers
View details →Verdict
>>>Choose Arabia Insurance if you need more comprehensive coverage options. Choose National General Insurance if you prioritise a larger provider network, lower entry-level premiums. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Arabia Insurance vs National General Insurance — FAQ
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>>>Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Arabia Insurance and National General Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.