Arabia Insurance vs MSH International
UAE Health Insurance Comparison 2026
Arabia Insurance
private4,594 providers
2 plans
Est. 1944
DHA, HAAD regulated
MSH International
private4,738 providers
2 plans
Est. 1974
DHA, HAAD regulated
Arabia Insurance has 2 plans starting from AED 2,500/yr with 4,594 providers across 8 cities. MSH International has 2 plans starting from AED 6,500/yr with 4,738 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Arabia Insurance vs MSH International — At a Glance
| Attribute | Arabia Insurance | MSH International |
|---|---|---|
| Type | private | private |
| Founded | 1944 | 1974 |
| Headquarters | Beirut (UAE offices in Abu Dhabi, Dubai, Sharjah) | Dubai |
| Regulators | DHA, HAAD | DHA, HAAD |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,500 – 11,000 | AED 6,500 – 30,000 |
| Total Network Size | 4,594 | 4,738 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | No | Yes |
| International | No | Yes |
| Co-pay Range | 20% | 0% – 20% |
| Claims Phone | 04-265-1500 | 04-327-3500 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Arabia Insurance | vs | MSH International |
|---|---|---|---|
| Dubai | 2,550 | vs | 2,896 |
| Abu Dhabi | 880 | vs | 1,054 |
| Sharjah | 666 | vs | 334 |
| Al Ain | 196 | vs | 182 |
| Ajman | 124 | vs | 108 |
| Ras Al Khaimah | 108 | vs | 91 |
| Fujairah | 58 | vs | 60 |
| Umm Al Quwain | 12 | vs | 13 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Arabia Insurance Plans
Arabia Insurance
Arabia Basic Health
SMEs in Dubai and Abu Dhabi meeting mandatory requirements
AED 2,500 – 4,500/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
4,594 providers
View details →Arabia Insurance
Arabia Enhanced Health
Corporate employees and families
AED 5,500 – 11,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
4,594 providers
View details →MSH International Plans
MSH International
MSH Essential Plus
Expat professionals and families in the UAE
AED 6,500 – 12,000/yr
Annual limit: AED 800,000 · semi-private room · 20% co-pay
4,738 providers
View details →MSH International
MSH Premium International
Executives and families needing worldwide coverage
AED 16,000 – 30,000/yr
Annual limit: AED 1.5M · private room · 0% co-pay
4,738 providers
View details →Verdict
Choose Arabia Insurance if you need lower entry-level premiums. Choose MSH International if you prioritise a larger provider network, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Arabia Insurance vs MSH International — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Arabia Insurance and MSH International or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.