ZUAE Healthcare Directory

Arabia Insurance vs IRIS Health

UAE Health Insurance Comparison 2026

Arabia Insurance

private

4,594 providers

2 plans

Est. 1944

DHA, HAAD regulated

IRIS Health

tpa

5,962 providers

2 plans

Est. 2003

DHA, HAAD regulated

Arabia Insurance has 2 plans starting from AED 2,500/yr with 4,594 providers across 8 cities. IRIS Health has 2 plans starting from AED 2,800/yr with 5,962 providers across 8 cities. Both insurers have their strongest presence in Dubai.

Arabia Insurance vs IRIS Health — At a Glance

AttributeArabia InsuranceIRIS Health
Typeprivatetpa
Founded19442003
HeadquartersBeirut (UAE offices in Abu Dhabi, Dubai, Sharjah)Dubai
RegulatorsDHA, HAADDHA, HAAD
Number of Plans22
Premium RangeAED 2,500 – 11,000AED 2,800 – 11,500
Total Network Size4,5945,962
Cities Covered88
DentalYesYes
OpticalYesYes
MaternityYesYes
Mental HealthNoYes
InternationalNoNo
Co-pay Range20%20%
Claims Phone04-265-150004-340-0220

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityArabia InsurancevsIRIS Health
Dubai
2,550
vs
3,528
Abu Dhabi
880
vs
1,332
Sharjah
666
vs
478
Al Ain
196
vs
259
Ajman
124
vs
149
Ras Al Khaimah
108
vs
126
Fujairah
58
vs
67
Umm Al Quwain
12
vs
23

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

Arabia Insurance Plans

Arabia Insurance

Arabia Basic Health

Basic

SMEs in Dubai and Abu Dhabi meeting mandatory requirements

AED 2,500 – 4,500/yr

Annual limit: AED 200,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
DHA and HAAD compliant60+ years of insurance experienceAffordable group rates

4,594 providers

View details →

Arabia Insurance

Arabia Enhanced Health

Enhanced

Corporate employees and families

AED 5,500 – 11,000/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,000)
Optical
Maternity
Mental Health
International
Dental and optical includedRegional hospital partnershipsEstablished market presence

4,594 providers

View details →

IRIS Health Plans

IRIS Health

IRIS Managed Essential

Basic

Companies using IRIS-administered plans for mandatory compliance

AED 2,800 – 5,000/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Quality-focused TPAStrong provider credentialingTailored programme design

5,962 providers

View details →

IRIS Health

IRIS Managed Plus

Enhanced

Corporate groups seeking personalised TPA-managed coverage

AED 5,500 – 11,500/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,500)
Optical
Maternity
Mental Health
International
Customised health programmesDental and optical includedProvider quality monitoring

5,962 providers

View details →

Verdict

Choose Arabia Insurance if you need lower entry-level premiums. Choose IRIS Health if you prioritise a larger provider network, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

Arabia Insurance vs IRIS Health — FAQ

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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Arabia Insurance and IRIS Health or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.