Arabia Insurance vs GIG Gulf
UAE Health Insurance Comparison 2026
Arabia Insurance
private4,594 providers
2 plans
Est. 1944
DHA, HAAD regulated
GIG Gulf
private7,697 providers
3 plans
Est. 1962
DHA, HAAD, MOHAP regulated
Arabia Insurance has 2 plans starting from AED 2,500/yr with 4,594 providers across 8 cities. GIG Gulf has 3 plans starting from AED 2,800/yr with 7,697 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Arabia Insurance vs GIG Gulf — At a Glance
| Attribute | Arabia Insurance | GIG Gulf |
|---|---|---|
| Type | private | private |
| Founded | 1944 | 1962 |
| Headquarters | Beirut (UAE offices in Abu Dhabi, Dubai, Sharjah) | Kuwait / Dubai |
| Regulators | DHA, HAAD | DHA, HAAD, MOHAP |
| Number of Plans | 2 | 3 |
| Premium Range | AED 2,500 – 11,000 | AED 2,800 – 28,000 |
| Total Network Size | 4,594 | 7,697 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | No | Yes |
| International | No | Yes |
| Co-pay Range | 20% | 0% – 20% |
| Claims Phone | 04-265-1500 | 800-444 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Arabia Insurance | vs | GIG Gulf |
|---|---|---|---|
| Dubai | 2,550 | vs | 4,165 |
| Abu Dhabi | 880 | vs | 1,674 |
| Sharjah | 666 | vs | 1,045 |
| Al Ain | 196 | vs | 297 |
| Ajman | 124 | vs | 227 |
| Ras Al Khaimah | 108 | vs | 155 |
| Fujairah | 58 | vs | 113 |
| Umm Al Quwain | 12 | vs | 21 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Arabia Insurance Plans
Arabia Insurance
Arabia Basic Health
SMEs in Dubai and Abu Dhabi meeting mandatory requirements
AED 2,500 – 4,500/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
4,594 providers
View details →Arabia Insurance
Arabia Enhanced Health
Corporate employees and families
AED 5,500 – 11,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
4,594 providers
View details →GIG Gulf Plans
GIG Gulf
GIG Gulf Essential
SMEs and individuals meeting mandatory requirements across UAE
AED 2,800 – 4,800/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
7,697 providers
View details →GIG Gulf
GIG Gulf Corporate Plus
Corporate employees and families across UAE
AED 5,500 – 12,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
7,697 providers
View details →GIG Gulf
GIG Gulf Executive
Senior management and executives
AED 15,000 – 28,000/yr
Annual limit: AED 1.5M · private room · 0% co-pay
7,697 providers
View details →Verdict
Choose Arabia Insurance if you need lower entry-level premiums. Choose GIG Gulf if you prioritise a larger provider network, more plan tiers to choose from, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Arabia Insurance vs GIG Gulf — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Arabia Insurance and GIG Gulf or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.