Arabia Insurance vs Emirates Insurance Company
UAE Health Insurance Comparison 2026
Arabia Insurance
private4,594 providers
2 plans
Est. 1944
DHA, HAAD regulated
Emirates Insurance Company
private5,672 providers
2 plans
Est. 1982
DHA, MOHAP regulated
Arabia Insurance has 2 plans starting from AED 2,500/yr with 4,594 providers across 8 cities. Emirates Insurance Company has 2 plans starting from AED 2,200/yr with 5,672 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Arabia Insurance vs Emirates Insurance Company — At a Glance
| Attribute | Arabia Insurance | Emirates Insurance Company |
|---|---|---|
| Type | private | private |
| Founded | 1944 | 1982 |
| Headquarters | Beirut (UAE offices in Abu Dhabi, Dubai, Sharjah) | Abu Dhabi |
| Regulators | DHA, HAAD | DHA, MOHAP |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,500 – 11,000 | AED 2,200 – 11,000 |
| Total Network Size | 4,594 | 5,672 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | No | Yes |
| International | No | No |
| Co-pay Range | 20% | 20% |
| Claims Phone | 04-265-1500 | 800-364728 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Arabia Insurance | vs | Emirates Insurance Company |
|---|---|---|---|
| Dubai | 2,550 | vs | 3,325 |
| Abu Dhabi | 880 | vs | 714 |
| Sharjah | 666 | vs | 905 |
| Al Ain | 196 | vs | 227 |
| Ajman | 124 | vs | 295 |
| Ras Al Khaimah | 108 | vs | 112 |
| Fujairah | 58 | vs | 74 |
| Umm Al Quwain | 12 | vs | 20 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Arabia Insurance Plans
Arabia Insurance
Arabia Basic Health
SMEs in Dubai and Abu Dhabi meeting mandatory requirements
AED 2,500 – 4,500/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
4,594 providers
View details →Arabia Insurance
Arabia Enhanced Health
Corporate employees and families
AED 5,500 – 11,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
4,594 providers
View details →Emirates Insurance Company Plans
Emirates Insurance Company
Emirates Essential Health
Individuals and SMEs in Dubai and Northern Emirates
AED 2,200 – 4,000/yr
Annual limit: AED 150,000 · shared room · 20% co-pay
5,672 providers
View details →Emirates Insurance Company
Emirates Corporate Health
Corporate employees in Dubai and Northern Emirates
AED 5,000 – 11,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
5,672 providers
View details →Verdict
Choose Arabia Insurance if you need strong coverage and established reputation. Choose Emirates Insurance Company if you prioritise a larger provider network, lower entry-level premiums, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Arabia Insurance vs Emirates Insurance Company — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Arabia Insurance and Emirates Insurance Company or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.