Question 1

Which is better, Allianz Care or Orient Insurance?

Accepted Answer

It depends on your needs. Allianz Care has 7,667 providers across 8 cities and offers 2 plans starting from AED 6,500/yr. Orient Insurance has 9,749 providers across 8 cities with 3 plans from AED 2,400/yr. Choose Allianz Care if you need strong coverage and established reputation. Choose Orient Insurance if you prioritise a larger provider network, lower entry-level premiums, more plan tiers to choose from, more comprehensive coverage options.

Question 2

Is Allianz Care cheaper than Orient Insurance?

Accepted Answer

No, Orient Insurance's entry-level plan starts from AED 2,400/yr, while Allianz Care's cheapest plan begins at AED 6,500/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.

Question 3

Which has a bigger network in Dubai, Allianz Care or Orient Insurance?

Accepted Answer

Orient Insurance has a larger Dubai network with 5,125 providers, compared to Allianz Care's 4,573 providers. Network sizes are based on the UAE Open Healthcare Directory data.

Question 4

Does Allianz Care or Orient Insurance cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. Allianz Care's dental sub-limit goes up to AED 10,000/yr, while Orient Insurance offers up to AED 8,000/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from Allianz Care to Orient Insurance?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Allianz Care to Orient Insurance (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Allianz Care and Orient Insurance have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare Allianz Care and Orient Insurance plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare Allianz Care and Orient Insurance side-by-side. Key factors to compare: (1) Annual premium — Allianz Care starts from AED 6,500/yr, Orient Insurance from AED 2,400/yr, (2) Network size — 7,667 vs 9,749 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	Allianz Care	Orient Insurance
Type	private	private
Founded	1890	1982
Headquarters	Dubai (ME office)	Dubai
Regulators	DHA, HAAD, MOHAP	DHA, HAAD, MOHAP
Number of Plans	2	3
Premium Range	AED 6,500 – 32,000	AED 2,400 – 30,000
Total Network Size	7,667	9,749
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	Yes	Yes
Co-pay Range	0% – 20%	0% – 20%
Claims Phone	800-255426	800-674368

City	Allianz Care	vs	Orient Insurance
Dubai	4,573	vs	5,125
Abu Dhabi	1,765	vs	2,069
Sharjah	570	vs	1,509
Al Ain	316	vs	448
Ajman	180	vs	252
Ras Al Khaimah	137	vs	176
Fujairah	94	vs	139
Umm Al Quwain	32	vs	31

Allianz Care vs Orient Insurance

Allianz Care

Orient Insurance

Allianz Care vs Orient Insurance — At a Glance

Network Comparison by City

Allianz Care Plans

Allianz MyHealth Standard

Allianz MyHealth Premium

Orient Insurance Plans

Orient Essential Health

Orient Corporate Gold

Orient Executive

Verdict

Allianz Care vs Orient Insurance — FAQ

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