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Allianz Care vs Orient Insurance

UAE Health Insurance Comparison 2026

Allianz Care

private

7,562 providers

2 plans

Est. 1890

DHA, HAAD, MOHAP regulated

Orient Insurance

private

9,631 providers

3 plans

Est. 1982

DHA, HAAD, MOHAP regulated

Allianz Care has 2 plans starting from AED 6,500/yr with 7,562 providers across 8 cities. Orient Insurance has 3 plans starting from AED 2,400/yr with 9,631 providers across 8 cities. Both insurers have their strongest presence in Dubai.

Allianz Care vs Orient Insurance — At a Glance

AttributeAllianz CareOrient Insurance
Typeprivateprivate
Founded18901982
HeadquartersDubai (ME office)Dubai
RegulatorsDHA, HAAD, MOHAPDHA, HAAD, MOHAP
Number of Plans23
Premium RangeAED 6,500 – 32,000AED 2,400 – 30,000
Total Network Size7,5629,631
Cities Covered88
DentalYesYes
OpticalYesYes
MaternityYesYes
Mental HealthYesYes
InternationalYesYes
Co-pay Range0% – 20%0% – 20%
Claims Phone800-255426800-674368

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityAllianz CarevsOrient Insurance
Dubai
4,491
vs
5,039
Abu Dhabi
1,763
vs
2,068
Sharjah
568
vs
1,500
Al Ain
309
vs
439
Ajman
178
vs
250
Ras Al Khaimah
130
vs
168
Fujairah
92
vs
136
Umm Al Quwain
31
vs
31

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

Allianz Care Plans

Allianz Care

Allianz MyHealth Standard

Enhanced

Expat professionals and families

AED 6,500 – 14,000/yr

Annual limit: AED 750,000 · semi-private room · 20% co-pay

Dental (AED 4,000)
Optical
Maternity
Mental Health
International
Multi-emirate coverageDental and optical includedStrong private hospital network

7,562 providers

View details →

Allianz Care

Allianz MyHealth Premium

Premium

Senior executives and high-net-worth expats

AED 18,000 – 32,000/yr

Annual limit: AED 2.0M · private room · 0% co-pay

Dental (AED 10,000)
Optical
Maternity
Mental Health
International
Zero co-payPrivate roomInternational treatment coverage

7,562 providers

View details →

Orient Insurance Plans

Orient Insurance

Orient Essential Health

Basic

SMEs and individuals meeting mandatory health insurance requirements

AED 2,400 – 4,500/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
All-emirate compliantAl Futtaim Group backingCompetitive group pricing

9,631 providers

View details →

Orient Insurance

Orient Corporate Gold

Enhanced

Corporate employees and families across UAE

AED 5,500 – 13,000/yr

Annual limit: AED 750,000 · semi-private room · 20% co-pay

Dental (AED 4,000)
Optical
Maternity
Mental Health
International
Wide multi-emirate networkDental and optical includedMental health coverage

9,631 providers

View details →

Orient Insurance

Orient Executive

Premium

Executives and senior management

AED 16,000 – 30,000/yr

Annual limit: AED 1.5M · private room · 0% co-pay

Dental (AED 8,000)
Optical
Maternity
Mental Health
International
Zero co-payPrivate roomInternational coverage

9,631 providers

View details →

Verdict

Choose Allianz Care if you need strong coverage and established reputation. Choose Orient Insurance if you prioritise a larger provider network, lower entry-level premiums, more plan tiers to choose from, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

Allianz Care vs Orient Insurance — FAQ

Which is better, Allianz Care or Orient Insurance?

It depends on your needs. Allianz Care has 7,562 providers across 8 cities and offers 2 plans starting from AED 6,500/yr. Orient Insurance has 9,631 providers across 8 cities with 3 plans from AED 2,400/yr. Choose Allianz Care if you need strong coverage and established reputation. Choose Orient Insurance if you prioritise a larger provider network, lower entry-level premiums, more plan tiers to choose from, more comprehensive coverage options.

Is Allianz Care cheaper than Orient Insurance?

No, Orient Insurance's entry-level plan starts from AED 2,400/yr, while Allianz Care's cheapest plan begins at AED 6,500/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.

Which has a bigger network in Dubai, Allianz Care or Orient Insurance?

Orient Insurance has a larger Dubai network with 5,039 providers, compared to Allianz Care's 4,491 providers. Network sizes are based on the UAE Open Healthcare Directory data.

Does Allianz Care or Orient Insurance cover dental?

Both insurers offer dental coverage on their enhanced and premium plans. Allianz Care's dental sub-limit goes up to AED 10,000/yr, while Orient Insurance offers up to AED 8,000/yr. Basic plans from both insurers typically exclude dental.

Can I switch from Allianz Care to Orient Insurance?

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Allianz Care to Orient Insurance (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Allianz Care and Orient Insurance have dedicated claims and onboarding teams to facilitate the transition.

How do I compare Allianz Care and Orient Insurance plans?

Use the UAE Health Insurance Navigator on this page to compare Allianz Care and Orient Insurance side-by-side. Key factors to compare: (1) Annual premium — Allianz Care starts from AED 6,500/yr, Orient Insurance from AED 2,400/yr, (2) Network size — 7,562 vs 9,631 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Allianz Care and Orient Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.