Question 1

Which is better, Alliance Insurance or MetLife?

Accepted Answer

It depends on your needs. Alliance Insurance has 4,748 providers across 8 cities and offers 2 plans starting from AED 2,500/yr. MetLife has 8,008 providers across 8 cities with 2 plans from AED 2,800/yr. Choose Alliance Insurance if you need lower entry-level premiums. Choose MetLife if you prioritise a larger provider network.

Question 2

Is Alliance Insurance cheaper than MetLife?

Accepted Answer

Yes, Alliance Insurance's entry-level plan starts from AED 2,500/yr, compared to MetLife's cheapest plan at AED 2,800/yr. However, plan pricing varies by age, nationality, visa type, and employer. Enhanced and premium tiers may differ. Always obtain a personalised quote from each insurer.

Question 3

Which has a bigger network in Dubai, Alliance Insurance or MetLife?

Accepted Answer

MetLife has a larger Dubai network with 4,616 providers, compared to Alliance Insurance's 2,941 providers. Network sizes are based on the UAE Open Healthcare Directory data.

Question 4

Does Alliance Insurance or MetLife cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. Alliance Insurance's dental sub-limit goes up to AED 3,500/yr, while MetLife offers up to AED 3,500/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from Alliance Insurance to MetLife?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Alliance Insurance to MetLife (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Alliance Insurance and MetLife have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare Alliance Insurance and MetLife plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare Alliance Insurance and MetLife side-by-side. Key factors to compare: (1) Annual premium — Alliance Insurance starts from AED 2,500/yr, MetLife from AED 2,800/yr, (2) Network size — 4,748 vs 8,008 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	Alliance Insurance	MetLife
Type	private	private
Founded	1975	1868
Headquarters	Dubai	Dubai
Regulators	DHA	DHA, HAAD
Number of Plans	2	2
Premium Range	AED 2,500 – 11,500	AED 2,800 – 13,000
Total Network Size	4,748	8,008
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	No	No
Co-pay Range	20%	20%
Claims Phone	04-263-2222	800-638543

City	Alliance Insurance	vs	MetLife
Dubai	2,941	vs	4,616
Abu Dhabi	599	vs	1,744
Sharjah	721	vs	806
Al Ain	183	vs	344
Ajman	140	vs	220
Ras Al Khaimah	90	vs	150
Fujairah	56	vs	93
Umm Al Quwain	18	vs	35

Alliance Insurance vs MetLife

Alliance Insurance

MetLife

Alliance Insurance vs MetLife — At a Glance

Network Comparison by City

Alliance Insurance Plans

Alliance Basic Health

Alliance Corporate Health

MetLife Plans

MetLife Essential Health

MetLife Corporate Plus

Verdict

Alliance Insurance vs MetLife — FAQ

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