Question 1

Which is better, Alliance Insurance or Emirates Insurance Company?

Accepted Answer

It depends on your needs. Alliance Insurance has 4,748 providers across 8 cities and offers 2 plans starting from AED 2,500/yr. Emirates Insurance Company has 5,672 providers across 8 cities with 2 plans from AED 2,200/yr. Choose Alliance Insurance if you need strong coverage and established reputation. Choose Emirates Insurance Company if you prioritise a larger provider network, lower entry-level premiums.

Question 2

Is Alliance Insurance cheaper than Emirates Insurance Company?

Accepted Answer

No, Emirates Insurance Company's entry-level plan starts from AED 2,200/yr, while Alliance Insurance's cheapest plan begins at AED 2,500/yr. Pricing varies significantly by age, nationality, and plan tier, so obtain personalised quotes from both insurers.

Question 3

Which has a bigger network in Dubai, Alliance Insurance or Emirates Insurance Company?

Accepted Answer

Emirates Insurance Company has a larger Dubai network with 3,325 providers, compared to Alliance Insurance's 2,941 providers. Network sizes are based on the UAE Open Healthcare Directory data.

Question 4

Does Alliance Insurance or Emirates Insurance Company cover dental?

Accepted Answer

Both insurers offer dental coverage on their enhanced and premium plans. Alliance Insurance's dental sub-limit goes up to AED 3,500/yr, while Emirates Insurance Company offers up to AED 3,000/yr. Basic plans from both insurers typically exclude dental.

Question 5

Can I switch from Alliance Insurance to Emirates Insurance Company?

Accepted Answer

Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Alliance Insurance to Emirates Insurance Company (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Alliance Insurance and Emirates Insurance Company have dedicated claims and onboarding teams to facilitate the transition.

Question 6

How do I compare Alliance Insurance and Emirates Insurance Company plans?

Accepted Answer

Use the UAE Health Insurance Navigator on this page to compare Alliance Insurance and Emirates Insurance Company side-by-side. Key factors to compare: (1) Annual premium — Alliance Insurance starts from AED 2,500/yr, Emirates Insurance Company from AED 2,200/yr, (2) Network size — 4,748 vs 5,672 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.

Attribute	Alliance Insurance	Emirates Insurance Company
Type	private	private
Founded	1975	1982
Headquarters	Dubai	Abu Dhabi
Regulators	DHA	DHA, MOHAP
Number of Plans	2	2
Premium Range	AED 2,500 – 11,500	AED 2,200 – 11,000
Total Network Size	4,748	5,672
Cities Covered	8	8
Dental	Yes	Yes
Optical	Yes	Yes
Maternity	Yes	Yes
Mental Health	Yes	Yes
International	No	No
Co-pay Range	20%	20%
Claims Phone	04-263-2222	800-364728

City	Alliance Insurance	vs	Emirates Insurance Company
Dubai	2,941	vs	3,325
Sharjah	721	vs	905
Abu Dhabi	599	vs	714
Ajman	140	vs	295
Al Ain	183	vs	227
Ras Al Khaimah	90	vs	112
Fujairah	56	vs	74
Umm Al Quwain	18	vs	20

Alliance Insurance vs Emirates Insurance Company

Alliance Insurance

Emirates Insurance Company

Alliance Insurance vs Emirates Insurance Company — At a Glance

Network Comparison by City

Alliance Insurance Plans

Alliance Basic Health

Alliance Corporate Health

Emirates Insurance Company Plans

Emirates Essential Health

Emirates Corporate Health

Verdict

Alliance Insurance vs Emirates Insurance Company — FAQ

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