Alliance Insurance vs Dubai National Insurance
UAE Health Insurance Comparison 2026
Alliance Insurance
private4,748 providers
2 plans
Est. 1975
DHA regulated
Dubai National Insurance
private6,180 providers
2 plans
Est. 1991
DHA regulated
Alliance Insurance has 2 plans starting from AED 2,500/yr with 4,748 providers across 8 cities. Dubai National Insurance has 2 plans starting from AED 2,200/yr with 6,180 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Alliance Insurance vs Dubai National Insurance — At a Glance
| Attribute | Alliance Insurance | Dubai National Insurance |
|---|---|---|
| Type | private | private |
| Founded | 1975 | 1991 |
| Headquarters | Dubai | Dubai |
| Regulators | DHA | DHA |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,500 – 11,500 | AED 2,200 – 10,000 |
| Total Network Size | 4,748 | 6,180 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | No |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | No |
| Co-pay Range | 20% | 20% |
| Claims Phone | 04-263-2222 | 04-262-4000 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Alliance Insurance | vs | Dubai National Insurance |
|---|---|---|---|
| Dubai | 2,941 | vs | 4,292 |
| Sharjah | 721 | vs | 639 |
| Abu Dhabi | 599 | vs | 710 |
| Al Ain | 183 | vs | 192 |
| Ajman | 140 | vs | 157 |
| Ras Al Khaimah | 90 | vs | 108 |
| Fujairah | 56 | vs | 70 |
| Umm Al Quwain | 18 | vs | 12 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Alliance Insurance Plans
Alliance Insurance
Alliance Basic Health
SMEs in Dubai meeting DHA mandatory requirements
AED 2,500 – 4,500/yr
Annual limit: AED 150,000 · shared room · 20% co-pay
4,748 providers
View details →Alliance Insurance
Alliance Corporate Health
Corporate employees in Dubai and Sharjah
AED 5,500 – 11,500/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
4,748 providers
View details →Dubai National Insurance Plans
Dubai National Insurance
DNIR Basic Health
Employers in Dubai meeting DHA mandatory requirements
AED 2,200 – 4,000/yr
Annual limit: AED 150,000 · shared room · 20% co-pay
6,180 providers
View details →Dubai National Insurance
DNIR Enhanced Health
Corporate employees in Dubai
AED 5,000 – 10,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
6,180 providers
View details →Verdict
Choose Alliance Insurance if you need more comprehensive coverage options. Choose Dubai National Insurance if you prioritise a larger provider network, lower entry-level premiums. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Alliance Insurance vs Dubai National Insurance — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Alliance Insurance and Dubai National Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.