Alliance Insurance vs Arabia Insurance

UAE Health Insurance Comparison 2026

Alliance Insurance

private

4,748 providers

2 plans

Est. 1975

DHA regulated

Arabia Insurance

private

4,594 providers

2 plans

Est. 1944

DHA, HAAD regulated

Alliance Insurance has 2 plans starting from AED 2,500/yr with 4,748 providers across 8 cities. Arabia Insurance has 2 plans starting from AED 2,500/yr with 4,594 providers across 8 cities. Both insurers have their strongest presence in Dubai.

Alliance Insurance vs Arabia Insurance — At a Glance

AttributeAlliance InsuranceArabia Insurance
Typeprivateprivate
Founded19751944
HeadquartersDubaiBeirut (UAE offices in Abu Dhabi, Dubai, Sharjah)
RegulatorsDHADHA, HAAD
Number of Plans22
Premium RangeAED 2,500 – 11,500AED 2,500 – 11,000
Total Network Size4,7484,594
Cities Covered88
DentalYesYes
OpticalYesYes
MaternityYesYes
Mental HealthYesNo
InternationalNoNo
Co-pay Range20%20%
Claims Phone04-263-222204-265-1500

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityAlliance InsurancevsArabia Insurance
Dubai
2,941
vs
2,550
Abu Dhabi
599
vs
880
Sharjah
721
vs
666
Al Ain
183
vs
196
Ajman
140
vs
124
Ras Al Khaimah
90
vs
108
Fujairah
56
vs
58
Umm Al Quwain
18
vs
12

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

Alliance Insurance Plans

Alliance Insurance

Alliance Basic Health

Basic

SMEs in Dubai meeting DHA mandatory requirements

AED 2,500 – 4,500/yr

Annual limit: AED 150,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
DHA compliantNearly 50 years of experiencePersonal account management

4,748 providers

View details →

Alliance Insurance

Alliance Corporate Health

Enhanced

Corporate employees in Dubai and Sharjah

AED 5,500 – 11,500/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,500)
Optical
Maternity
Mental Health
International
Dental and optical includedDubai and Sharjah networkDedicated account managers

4,748 providers

View details →

Arabia Insurance Plans

Arabia Insurance

Arabia Basic Health

Basic

SMEs in Dubai and Abu Dhabi meeting mandatory requirements

AED 2,500 – 4,500/yr

Annual limit: AED 200,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
DHA and HAAD compliant60+ years of insurance experienceAffordable group rates

4,594 providers

View details →

Arabia Insurance

Arabia Enhanced Health

Enhanced

Corporate employees and families

AED 5,500 – 11,000/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,000)
Optical
Maternity
Mental Health
International
Dental and optical includedRegional hospital partnershipsEstablished market presence

4,594 providers

View details →

Verdict

Choose Alliance Insurance if you need a larger provider network, more comprehensive coverage options. Choose Arabia Insurance if you prioritise strong coverage and established reputation. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

Alliance Insurance vs Arabia Insurance — FAQ

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Alliance Insurance and Arabia Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.