Alliance Insurance vs Arabia Insurance
UAE Health Insurance Comparison 2026
Alliance Insurance
private4,748 providers
2 plans
Est. 1975
DHA regulated
Arabia Insurance
private4,594 providers
2 plans
Est. 1944
DHA, HAAD regulated
Alliance Insurance has 2 plans starting from AED 2,500/yr with 4,748 providers across 8 cities. Arabia Insurance has 2 plans starting from AED 2,500/yr with 4,594 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Alliance Insurance vs Arabia Insurance — At a Glance
| Attribute | Alliance Insurance | Arabia Insurance |
|---|---|---|
| Type | private | private |
| Founded | 1975 | 1944 |
| Headquarters | Dubai | Beirut (UAE offices in Abu Dhabi, Dubai, Sharjah) |
| Regulators | DHA | DHA, HAAD |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,500 – 11,500 | AED 2,500 – 11,000 |
| Total Network Size | 4,748 | 4,594 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | No |
| International | No | No |
| Co-pay Range | 20% | 20% |
| Claims Phone | 04-263-2222 | 04-265-1500 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Alliance Insurance | vs | Arabia Insurance |
|---|---|---|---|
| Dubai | 2,941 | vs | 2,550 |
| Abu Dhabi | 599 | vs | 880 |
| Sharjah | 721 | vs | 666 |
| Al Ain | 183 | vs | 196 |
| Ajman | 140 | vs | 124 |
| Ras Al Khaimah | 90 | vs | 108 |
| Fujairah | 56 | vs | 58 |
| Umm Al Quwain | 18 | vs | 12 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Alliance Insurance Plans
Alliance Insurance
Alliance Basic Health
SMEs in Dubai meeting DHA mandatory requirements
AED 2,500 – 4,500/yr
Annual limit: AED 150,000 · shared room · 20% co-pay
4,748 providers
View details →Alliance Insurance
Alliance Corporate Health
Corporate employees in Dubai and Sharjah
AED 5,500 – 11,500/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
4,748 providers
View details →Arabia Insurance Plans
Arabia Insurance
Arabia Basic Health
SMEs in Dubai and Abu Dhabi meeting mandatory requirements
AED 2,500 – 4,500/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
4,594 providers
View details →Arabia Insurance
Arabia Enhanced Health
Corporate employees and families
AED 5,500 – 11,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
4,594 providers
View details →Verdict
Choose Alliance Insurance if you need a larger provider network, more comprehensive coverage options. Choose Arabia Insurance if you prioritise strong coverage and established reputation. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Alliance Insurance vs Arabia Insurance — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Alliance Insurance and Arabia Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.