Al Sagr National Insurance vs MSH International
UAE Health Insurance Comparison 2026
Al Sagr National Insurance
private4,938 providers
2 plans
Est. 1979
HAAD, DHA regulated
MSH International
private4,738 providers
2 plans
Est. 1974
DHA, HAAD regulated
Al Sagr National Insurance has 2 plans starting from AED 2,200/yr with 4,938 providers across 8 cities. MSH International has 2 plans starting from AED 6,500/yr with 4,738 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Al Sagr National Insurance vs MSH International — At a Glance
| Attribute | Al Sagr National Insurance | MSH International |
|---|---|---|
| Type | private | private |
| Founded | 1979 | 1974 |
| Headquarters | Dubai | Dubai |
| Regulators | HAAD, DHA | DHA, HAAD |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,200 – 10,000 | AED 6,500 – 30,000 |
| Total Network Size | 4,938 | 4,738 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | Yes |
| Co-pay Range | 20% | 0% – 20% |
| Claims Phone | 02-641-7755 | 04-327-3500 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Al Sagr National Insurance | vs | MSH International |
|---|---|---|---|
| Dubai | 2,641 | vs | 2,896 |
| Abu Dhabi | 1,396 | vs | 1,054 |
| Sharjah | 355 | vs | 334 |
| Al Ain | 235 | vs | 182 |
| Ajman | 146 | vs | 108 |
| Ras Al Khaimah | 91 | vs | 91 |
| Fujairah | 58 | vs | 60 |
| Umm Al Quwain | 16 | vs | 13 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Al Sagr National Insurance Plans
Al Sagr National Insurance
Al Sagr Basic Health
Employees in Abu Dhabi meeting mandatory HAAD requirements
AED 2,200 – 4,200/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
4,938 providers
View details →Al Sagr National Insurance
Al Sagr Enhanced Health
Corporate employees and families in Abu Dhabi and Dubai
AED 5,000 – 10,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
4,938 providers
View details →MSH International Plans
MSH International
MSH Essential Plus
Expat professionals and families in the UAE
AED 6,500 – 12,000/yr
Annual limit: AED 800,000 · semi-private room · 20% co-pay
4,738 providers
View details →MSH International
MSH Premium International
Executives and families needing worldwide coverage
AED 16,000 – 30,000/yr
Annual limit: AED 1.5M · private room · 0% co-pay
4,738 providers
View details →Verdict
Choose Al Sagr National Insurance if you need a larger provider network, lower entry-level premiums. Choose MSH International if you prioritise more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Al Sagr National Insurance vs MSH International — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Al Sagr National Insurance and MSH International or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.