Aetna International vs RAK Insurance
UAE Health Insurance Comparison 2026
Aetna International
private6,001 providers
2 plans
Est. 1853
DHA, HAAD regulated
RAK Insurance
private3,552 providers
2 plans
Est. 1974
MOHAP regulated
Aetna International has 2 plans starting from AED 7,000/yr with 6,001 providers across 8 cities. RAK Insurance has 2 plans starting from AED 2,000/yr with 3,552 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Aetna International vs RAK Insurance — At a Glance
| Attribute | Aetna International | RAK Insurance |
|---|---|---|
| Type | private | private |
| Founded | 1853 | 1974 |
| Headquarters | Dubai | Ras Al Khaimah |
| Regulators | DHA, HAAD | MOHAP |
| Number of Plans | 2 | 2 |
| Premium Range | AED 7,000 – 36,000 | AED 2,000 – 8,500 |
| Total Network Size | 6,001 | 3,552 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | No |
| Maternity | Yes | Yes |
| Mental Health | Yes | No |
| International | Yes | No |
| Co-pay Range | 0% – 20% | 20% |
| Claims Phone | 800-423862 | 07-228-8444 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Aetna International | vs | RAK Insurance |
|---|---|---|---|
| Dubai | 3,779 | vs | 1,375 |
| Abu Dhabi | 1,252 | vs | 618 |
| Sharjah | 391 | vs | 585 |
| Ras Al Khaimah | 116 | vs | 365 |
| Al Ain | 221 | vs | 186 |
| Ajman | 146 | vs | 238 |
| Fujairah | 78 | vs | 146 |
| Umm Al Quwain | 18 | vs | 39 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Aetna International Plans
Aetna International
Aetna Core Health
Expat professionals and families in the UAE
AED 7,000 – 13,000/yr
Annual limit: AED 1.0M · semi-private room · 20% co-pay
6,001 providers
View details →Aetna International
Aetna Premier
Senior executives and HNW expats requiring global coverage
AED 19,000 – 36,000/yr
Annual limit: AED 2.0M · private room · 0% co-pay
6,001 providers
View details →RAK Insurance Plans
RAK Insurance
RAK Basic Health
Employees in Northern Emirates meeting MOHAP requirements
AED 2,000 – 3,500/yr
Annual limit: AED 150,000 · shared room · 20% co-pay
3,552 providers
View details →RAK Insurance
RAK Enhanced Health
Corporate employees and families in Northern Emirates
AED 4,000 – 8,500/yr
Annual limit: AED 350,000 · semi-private room · 20% co-pay
3,552 providers
View details →Verdict
Choose Aetna International if you need a larger provider network, more comprehensive coverage options. Choose RAK Insurance if you prioritise lower entry-level premiums. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Aetna International vs RAK Insurance — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Aetna International and RAK Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.