Salama Islamic Insurance vs Thiqa
UAE Health Insurance Comparison 2026
Salama Islamic Insurance
private5,843 providers
2 plans
Est. 1979
DHA, HAAD, MOHAP regulated
Thiqa
premium8,241 providers
1 plan
Est. 2005
HAAD regulated
Salama Islamic Insurance has 2 plans starting from AED 2,500/yr with 5,843 providers across 8 cities. Thiqa has 1 plan starting from AED 0/yr with 8,241 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Salama Islamic Insurance vs Thiqa — At a Glance
| Attribute | Salama Islamic Insurance | Thiqa |
|---|---|---|
| Type | private | premium |
| Founded | 1979 | 2005 |
| Headquarters | Dubai | Abu Dhabi |
| Regulators | DHA, HAAD, MOHAP | HAAD |
| Number of Plans | 2 | 1 |
| Premium Range | AED 2,500 – 13,000 | AED 0 – 0 |
| Total Network Size | 5,843 | 8,241 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | Yes |
| Co-pay Range | 20% | 0% |
| Claims Phone | 800-72526 | 800-42626 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Salama Islamic Insurance | vs | Thiqa |
|---|---|---|---|
| Dubai | 3,163 | vs | 3,226 |
| Abu Dhabi | 1,213 | vs | 2,483 |
| Sharjah | 894 | vs | 928 |
| Al Ain | 235 | vs | 821 |
| Ajman | 140 | vs | 324 |
| Ras Al Khaimah | 108 | vs | 241 |
| Fujairah | 66 | vs | 171 |
| Umm Al Quwain | 24 | vs | 47 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Salama Islamic Insurance Plans
Salama Islamic Insurance
Salama Basic Takaful Health
Employers seeking Sharia-compliant mandatory health coverage across UAE
AED 2,500 – 5,000/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
5,843 providers
View details →Salama Islamic Insurance
Salama Enhanced Takaful Health
Corporate employees and families across UAE wanting enhanced Takaful
AED 6,000 – 13,000/yr
Annual limit: AED 750,000 · semi-private room · 20% co-pay
5,843 providers
View details →Thiqa Plans
Thiqa
Thiqa
UAE nationals and their dependants in Abu Dhabi
Government-funded
Annual limit: Unlimited · private room · 0% co-pay
8,241 providers
View details →Verdict
Choose Salama Islamic Insurance if you need more plan tiers to choose from, more comprehensive coverage options. Choose Thiqa if you prioritise a larger provider network. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Salama Islamic Insurance vs Thiqa — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Salama Islamic Insurance and Thiqa or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.