Sukoon (Oman Insurance) vs Watania (ADNTC)
UAE Health Insurance Comparison 2026
Sukoon (Oman Insurance)
private0 providers
3 plans
Est. 1975
DHA, HAAD, MOHAP regulated
Watania (ADNTC)
private4,914 providers
2 plans
Est. 2011
HAAD, MOHAP regulated
Sukoon (Oman Insurance) has 3 plans starting from AED 2,700/yr with 0 providers across 0 cities. Watania (ADNTC) has 2 plans starting from AED 2,200/yr with 4,914 providers across 8 cities. Sukoon (Oman Insurance) is strongest in N/A while Watania (ADNTC) has the most providers in Abu Dhabi.
Sukoon (Oman Insurance) vs Watania (ADNTC) — At a Glance
| Attribute | Sukoon (Oman Insurance) | Watania (ADNTC) |
|---|---|---|
| Type | private | private |
| Founded | 1975 | 2011 |
| Headquarters | Dubai | Abu Dhabi |
| Regulators | DHA, HAAD, MOHAP | HAAD, MOHAP |
| Number of Plans | 3 | 2 |
| Premium Range | AED 2,700 – 30,000 | AED 2,200 – 10,000 |
| Total Network Size | 0 | 4,914 |
| Cities Covered | 0 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | Yes | No |
| Co-pay Range | 0% – 20% | 20% |
| Claims Phone | 800-466268 | 800-928264 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Sukoon (Oman Insurance) | vs | Watania (ADNTC) |
|---|---|---|---|
| Abu Dhabi | 0 | vs | 1,750 |
| Dubai | 0 | vs | 1,716 |
| Sharjah | 0 | vs | 639 |
| Al Ain | 0 | vs | 479 |
| Ajman | 0 | vs | 156 |
| Ras Al Khaimah | 0 | vs | 89 |
| Fujairah | 0 | vs | 66 |
| Umm Al Quwain | 0 | vs | 19 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Sukoon (Oman Insurance) Plans
Sukoon (Oman Insurance)
Oman Insurance Essential
SMEs and individuals meeting mandatory insurance requirements
AED 2,700 – 5,000/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
0 providers
View details →Sukoon (Oman Insurance)
Oman Insurance Corporate Gold
Corporate employees and their families
AED 6,000 – 14,000/yr
Annual limit: AED 750,000 · semi-private room · 20% co-pay
0 providers
View details →Sukoon (Oman Insurance)
Oman Insurance Executive
Senior management and executives
AED 16,000 – 30,000/yr
Annual limit: AED 1.5M · private room · 0% co-pay
0 providers
View details →Watania (ADNTC) Plans
Watania (ADNTC)
Watania Basic Takaful
Employers in Abu Dhabi and Northern Emirates seeking Takaful coverage
AED 2,200 – 4,000/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
4,914 providers
View details →Watania (ADNTC)
Watania Enhanced Takaful
Corporate employees and families in Abu Dhabi
AED 5,000 – 10,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
4,914 providers
View details →Verdict
Choose Sukoon (Oman Insurance) if you need more plan tiers to choose from, more comprehensive coverage options. Choose Watania (ADNTC) if you prioritise a larger provider network, lower entry-level premiums, presence in 8 cities. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Sukoon (Oman Insurance) vs Watania (ADNTC) — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Sukoon (Oman Insurance) and Watania (ADNTC) or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.