Sukoon (Oman Insurance) vs Union Insurance

UAE Health Insurance Comparison 2026

Sukoon (Oman Insurance)

private

0 providers

3 plans

Est. 1975

DHA, HAAD, MOHAP regulated

Union Insurance

private

6,349 providers

2 plans

Est. 1998

HAAD, DHA regulated

Sukoon (Oman Insurance) has 3 plans starting from AED 2,700/yr with 0 providers across 0 cities. Union Insurance has 2 plans starting from AED 2,300/yr with 6,349 providers across 8 cities. Sukoon (Oman Insurance) is strongest in N/A while Union Insurance has the most providers in Dubai.

Sukoon (Oman Insurance) vs Union Insurance — At a Glance

AttributeSukoon (Oman Insurance)Union Insurance
Typeprivateprivate
Founded19751998
HeadquartersDubaiDubai
RegulatorsDHA, HAAD, MOHAPHAAD, DHA
Number of Plans32
Premium RangeAED 2,700 – 30,000AED 2,300 – 10,500
Total Network Size06,349
Cities Covered08
DentalYesYes
OpticalYesYes
MaternityYesYes
Mental HealthYesYes
InternationalYesNo
Co-pay Range0% – 20%20%
Claims Phone800-46626802-677-5050

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CitySukoon (Oman Insurance)vsUnion Insurance
Dubai
0
vs
3,229
Abu Dhabi
0
vs
1,646
Sharjah
0
vs
838
Al Ain
0
vs
237
Ajman
0
vs
162
Ras Al Khaimah
0
vs
133
Fujairah
0
vs
77
Umm Al Quwain
0
vs
27

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

Sukoon (Oman Insurance) Plans

Sukoon (Oman Insurance)

Oman Insurance Essential

Basic

SMEs and individuals meeting mandatory insurance requirements

AED 2,700 – 5,000/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Multi-emirate compliantStrong Dubai and Abu Dhabi networkAffordable group plans

0 providers

View details →

Sukoon (Oman Insurance)

Oman Insurance Corporate Gold

Enhanced

Corporate employees and their families

AED 6,000 – 14,000/yr

Annual limit: AED 750,000 · semi-private room · 20% co-pay

Dental (AED 4,000)
Optical
Maternity
Mental Health
International
Wide network across all emiratesDental and optical includedMental health coverage

0 providers

View details →

Sukoon (Oman Insurance)

Oman Insurance Executive

Premium

Senior management and executives

AED 16,000 – 30,000/yr

Annual limit: AED 1.5M · private room · 0% co-pay

Dental (AED 8,000)
Optical
Maternity
Mental Health
International
Zero co-payPrivate roomInternational coverage

0 providers

View details →

Union Insurance Plans

Union Insurance

Union Basic Health

Basic

SMEs in Abu Dhabi and Dubai meeting mandatory requirements

AED 2,300 – 4,200/yr

Annual limit: AED 200,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
HAAD and DHA compliantCompetitive mid-market pricingStrong Abu Dhabi network

6,349 providers

View details →

Union Insurance

Union Enhanced Health

Enhanced

Corporate employees and families in Abu Dhabi and Dubai

AED 5,000 – 10,500/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,000)
Optical
Maternity
Mental Health
International
Dental and optical coverageMental health includedGood Abu Dhabi and Al Ain network

6,349 providers

View details →

Verdict

Choose Sukoon (Oman Insurance) if you need more plan tiers to choose from, more comprehensive coverage options. Choose Union Insurance if you prioritise a larger provider network, lower entry-level premiums, presence in 8 cities. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

Sukoon (Oman Insurance) vs Union Insurance — FAQ

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Sukoon (Oman Insurance) and Union Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.