Sukoon (Oman Insurance) vs Takaful Emarat
UAE Health Insurance Comparison 2026
Sukoon (Oman Insurance)
private0 providers
3 plans
Est. 1975
DHA, HAAD, MOHAP regulated
Takaful Emarat
private8,040 providers
2 plans
Est. 2008
DHA, HAAD, MOHAP regulated
Sukoon (Oman Insurance) has 3 plans starting from AED 2,700/yr with 0 providers across 0 cities. Takaful Emarat has 2 plans starting from AED 2,500/yr with 8,040 providers across 8 cities. Sukoon (Oman Insurance) is strongest in N/A while Takaful Emarat has the most providers in Dubai.
Sukoon (Oman Insurance) vs Takaful Emarat — At a Glance
| Attribute | Sukoon (Oman Insurance) | Takaful Emarat |
|---|---|---|
| Type | private | private |
| Founded | 1975 | 2008 |
| Headquarters | Dubai | Dubai |
| Regulators | DHA, HAAD, MOHAP | DHA, HAAD, MOHAP |
| Number of Plans | 3 | 2 |
| Premium Range | AED 2,700 – 30,000 | AED 2,500 – 12,000 |
| Total Network Size | 0 | 8,040 |
| Cities Covered | 0 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | Yes | No |
| Co-pay Range | 0% – 20% | 20% |
| Claims Phone | 800-466268 | 800-825235 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Sukoon (Oman Insurance) | vs | Takaful Emarat |
|---|---|---|---|
| Dubai | 0 | vs | 4,174 |
| Abu Dhabi | 0 | vs | 1,628 |
| Sharjah | 0 | vs | 1,238 |
| Ajman | 0 | vs | 411 |
| Al Ain | 0 | vs | 332 |
| Ras Al Khaimah | 0 | vs | 160 |
| Fujairah | 0 | vs | 74 |
| Umm Al Quwain | 0 | vs | 23 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Sukoon (Oman Insurance) Plans
Sukoon (Oman Insurance)
Oman Insurance Essential
SMEs and individuals meeting mandatory insurance requirements
AED 2,700 – 5,000/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
0 providers
View details →Sukoon (Oman Insurance)
Oman Insurance Corporate Gold
Corporate employees and their families
AED 6,000 – 14,000/yr
Annual limit: AED 750,000 · semi-private room · 20% co-pay
0 providers
View details →Sukoon (Oman Insurance)
Oman Insurance Executive
Senior management and executives
AED 16,000 – 30,000/yr
Annual limit: AED 1.5M · private room · 0% co-pay
0 providers
View details →Takaful Emarat Plans
Takaful Emarat
Takaful Emarat Basic Takaful
Employers seeking Sharia-compliant mandatory health coverage
AED 2,500 – 4,800/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
8,040 providers
View details →Takaful Emarat
Takaful Emarat Enhanced Takaful
Corporate employees and families wanting Sharia-compliant enhanced cover
AED 5,500 – 12,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
8,040 providers
View details →Verdict
Choose Sukoon (Oman Insurance) if you need more plan tiers to choose from, more comprehensive coverage options. Choose Takaful Emarat if you prioritise a larger provider network, lower entry-level premiums, presence in 8 cities. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Sukoon (Oman Insurance) vs Takaful Emarat — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Sukoon (Oman Insurance) and Takaful Emarat or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.