NAS (NextCare) vs Noor Takaful
UAE Health Insurance Comparison 2026
NAS (NextCare)
tpa10,492 providers
2 plans
Est. 1999
DHA, HAAD, MOHAP regulated
Noor Takaful
private5,022 providers
2 plans
Est. 2009
DHA, HAAD regulated
NAS (NextCare) has 2 plans starting from AED 2,500/yr with 10,492 providers across 8 cities. Noor Takaful has 2 plans starting from AED 2,600/yr with 5,022 providers across 8 cities. Both insurers have their strongest presence in Dubai.
NAS (NextCare) vs Noor Takaful — At a Glance
| Attribute | NAS (NextCare) | Noor Takaful |
|---|---|---|
| Type | tpa | private |
| Founded | 1999 | 2009 |
| Headquarters | Dubai | Dubai |
| Regulators | DHA, HAAD, MOHAP | DHA, HAAD |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,500 – 13,000 | AED 2,600 – 11,000 |
| Total Network Size | 10,492 | 5,022 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | No |
| Co-pay Range | 20% | 20% |
| Claims Phone | 800-627 | 800-6667 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | NAS (NextCare) | vs | Noor Takaful |
|---|---|---|---|
| Dubai | 5,118 | vs | 2,779 |
| Abu Dhabi | 2,355 | vs | 991 |
| Sharjah | 1,617 | vs | 748 |
| Al Ain | 572 | vs | 202 |
| Ajman | 368 | vs | 134 |
| Ras Al Khaimah | 248 | vs | 89 |
| Fujairah | 167 | vs | 64 |
| Umm Al Quwain | 47 | vs | 15 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
NAS (NextCare) Plans
NAS (NextCare)
NextCare Essential
Mandatory compliance for employers across UAE
AED 2,500 – 4,800/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
10,492 providers
View details →NAS (NextCare)
NextCare Gold
Corporate employees seeking comprehensive TPA-managed coverage
AED 6,000 – 13,000/yr
Annual limit: AED 750,000 · semi-private room · 20% co-pay
10,492 providers
View details →Noor Takaful Plans
Noor Takaful
Noor Basic Takaful Health
SMEs in Dubai and Abu Dhabi seeking Sharia-compliant health coverage
AED 2,600 – 4,600/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
5,022 providers
View details →Noor Takaful
Noor Enhanced Takaful Health
Corporate employees and families wanting Takaful enhanced cover
AED 5,500 – 11,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
5,022 providers
View details →Verdict
Choose NAS (NextCare) if you need a larger provider network, lower entry-level premiums. Choose Noor Takaful if you prioritise strong coverage and established reputation. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
NAS (NextCare) vs Noor Takaful — FAQ
Which is better, NAS (NextCare) or Noor Takaful?
It depends on your needs. NAS (NextCare) has 10,492 providers across 8 cities and offers 2 plans starting from AED 2,500/yr. Noor Takaful has 5,022 providers across 8 cities with 2 plans from AED 2,600/yr. Choose NAS (NextCare) if you need a larger provider network, lower entry-level premiums. Choose Noor Takaful if you prioritise strong coverage and established reputation.
Is NAS (NextCare) cheaper than Noor Takaful?
Yes, NAS (NextCare)'s entry-level plan starts from AED 2,500/yr, compared to Noor Takaful's cheapest plan at AED 2,600/yr. However, plan pricing varies by age, nationality, visa type, and employer. Enhanced and premium tiers may differ. Always obtain a personalised quote from each insurer.
Which has a bigger network in Dubai, NAS (NextCare) or Noor Takaful?
NAS (NextCare) has a larger Dubai network with 5,118 providers, compared to Noor Takaful's 2,779 providers. This includes hospitals, clinics, dental practices, and specialist centres listed in the UAE Open Healthcare Directory.
Does NAS (NextCare) or Noor Takaful cover dental?
Both insurers offer dental coverage on their enhanced and premium plans. NAS (NextCare)'s dental sub-limit goes up to AED 4,000/yr, while Noor Takaful offers up to AED 3,000/yr. Basic plans from both insurers typically exclude dental.
Can I switch from NAS (NextCare) to Noor Takaful?
Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from NAS (NextCare) to Noor Takaful (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both NAS (NextCare) and Noor Takaful have dedicated claims and onboarding teams to facilitate the transition.
How do I compare NAS (NextCare) and Noor Takaful plans?
Use the UAE Health Insurance Navigator on this page to compare NAS (NextCare) and Noor Takaful side-by-side. Key factors to compare: (1) Annual premium — NAS (NextCare) starts from AED 2,500/yr, Noor Takaful from AED 2,600/yr, (2) Network size — 10,492 vs 5,022 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from NAS (NextCare) and Noor Takaful or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.