MetLife vs Salama Islamic Insurance
UAE Health Insurance Comparison 2026
MetLife
private8,008 providers
2 plans
Est. 1868
DHA, HAAD regulated
Salama Islamic Insurance
private5,843 providers
2 plans
Est. 1979
DHA, HAAD, MOHAP regulated
MetLife has 2 plans starting from AED 2,800/yr with 8,008 providers across 8 cities. Salama Islamic Insurance has 2 plans starting from AED 2,500/yr with 5,843 providers across 8 cities. Both insurers have their strongest presence in Dubai.
MetLife vs Salama Islamic Insurance — At a Glance
| Attribute | MetLife | Salama Islamic Insurance |
|---|---|---|
| Type | private | private |
| Founded | 1868 | 1979 |
| Headquarters | Dubai | Dubai |
| Regulators | DHA, HAAD | DHA, HAAD, MOHAP |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,800 – 13,000 | AED 2,500 – 13,000 |
| Total Network Size | 8,008 | 5,843 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | No |
| Co-pay Range | 20% | 20% |
| Claims Phone | 800-638543 | 800-72526 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | MetLife | vs | Salama Islamic Insurance |
|---|---|---|---|
| Dubai | 4,616 | vs | 3,163 |
| Abu Dhabi | 1,744 | vs | 1,213 |
| Sharjah | 806 | vs | 894 |
| Al Ain | 344 | vs | 235 |
| Ajman | 220 | vs | 140 |
| Ras Al Khaimah | 150 | vs | 108 |
| Fujairah | 93 | vs | 66 |
| Umm Al Quwain | 35 | vs | 24 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
MetLife Plans
MetLife
MetLife Essential Health
SMEs meeting mandatory health insurance requirements
AED 2,800 – 5,000/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
8,008 providers
View details →MetLife
MetLife Corporate Plus
Corporate employees with enhanced coverage needs
AED 6,000 – 13,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
8,008 providers
View details →Salama Islamic Insurance Plans
Salama Islamic Insurance
Salama Basic Takaful Health
Employers seeking Sharia-compliant mandatory health coverage across UAE
AED 2,500 – 5,000/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
5,843 providers
View details →Salama Islamic Insurance
Salama Enhanced Takaful Health
Corporate employees and families across UAE wanting enhanced Takaful
AED 6,000 – 13,000/yr
Annual limit: AED 750,000 · semi-private room · 20% co-pay
5,843 providers
View details →Verdict
Choose MetLife if you need a larger provider network. Choose Salama Islamic Insurance if you prioritise lower entry-level premiums, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
MetLife vs Salama Islamic Insurance — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from MetLife and Salama Islamic Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.