Hayah Insurance vs Sukoon (Oman Insurance)
UAE Health Insurance Comparison 2026
Hayah Insurance
private3,604 providers
2 plans
Est. 2008
HAAD regulated
Sukoon (Oman Insurance)
private0 providers
3 plans
Est. 1975
DHA, HAAD, MOHAP regulated
Hayah Insurance has 2 plans starting from AED 2,400/yr with 3,604 providers across 8 cities. Sukoon (Oman Insurance) has 3 plans starting from AED 2,700/yr with 0 providers across 0 cities. Hayah Insurance is strongest in Dubai while Sukoon (Oman Insurance) has the most providers in N/A.
Hayah Insurance vs Sukoon (Oman Insurance) — At a Glance
| Attribute | Hayah Insurance | Sukoon (Oman Insurance) |
|---|---|---|
| Type | private | private |
| Founded | 2008 | 1975 |
| Headquarters | Abu Dhabi | Dubai |
| Regulators | HAAD | DHA, HAAD, MOHAP |
| Number of Plans | 2 | 3 |
| Premium Range | AED 2,400 – 10,000 | AED 2,700 – 30,000 |
| Total Network Size | 3,604 | 0 |
| Cities Covered | 8 | 0 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | Yes |
| Co-pay Range | 20% | 0% – 20% |
| Claims Phone | 800-42924 | 800-466268 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Hayah Insurance | vs | Sukoon (Oman Insurance) |
|---|---|---|---|
| Dubai | 1,601 | vs | 0 |
| Abu Dhabi | 1,167 | vs | 0 |
| Al Ain | 302 | vs | 0 |
| Sharjah | 289 | vs | 0 |
| Ajman | 116 | vs | 0 |
| Ras Al Khaimah | 71 | vs | 0 |
| Fujairah | 48 | vs | 0 |
| Umm Al Quwain | 10 | vs | 0 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Hayah Insurance Plans
Hayah Insurance
Hayah Basic Health
Individuals and small businesses in Abu Dhabi
AED 2,400 – 4,300/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
3,604 providers
View details →Hayah Insurance
Hayah Family Care
Families and corporate employees in Abu Dhabi
AED 5,000 – 10,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
3,604 providers
View details →Sukoon (Oman Insurance) Plans
Sukoon (Oman Insurance)
Oman Insurance Essential
SMEs and individuals meeting mandatory insurance requirements
AED 2,700 – 5,000/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
0 providers
View details →Sukoon (Oman Insurance)
Oman Insurance Corporate Gold
Corporate employees and their families
AED 6,000 – 14,000/yr
Annual limit: AED 750,000 · semi-private room · 20% co-pay
0 providers
View details →Sukoon (Oman Insurance)
Oman Insurance Executive
Senior management and executives
AED 16,000 – 30,000/yr
Annual limit: AED 1.5M · private room · 0% co-pay
0 providers
View details →Verdict
Choose Hayah Insurance if you need a larger provider network, lower entry-level premiums, presence in 8 cities. Choose Sukoon (Oman Insurance) if you prioritise more plan tiers to choose from, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Hayah Insurance vs Sukoon (Oman Insurance) — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Hayah Insurance and Sukoon (Oman Insurance) or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.