Hayah Insurance vs Noor Takaful
UAE Health Insurance Comparison 2026
Hayah Insurance
private3,604 providers
2 plans
Est. 2008
HAAD regulated
Noor Takaful
private5,097 providers
2 plans
Est. 2009
DHA, HAAD regulated
Hayah Insurance has 2 plans starting from AED 2,400/yr with 3,604 providers across 8 cities. Noor Takaful has 2 plans starting from AED 2,600/yr with 5,097 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Hayah Insurance vs Noor Takaful — At a Glance
| Attribute | Hayah Insurance | Noor Takaful |
|---|---|---|
| Type | private | private |
| Founded | 2008 | 2009 |
| Headquarters | Abu Dhabi | Dubai |
| Regulators | HAAD | DHA, HAAD |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,400 – 10,000 | AED 2,600 – 11,000 |
| Total Network Size | 3,604 | 5,097 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | No |
| Co-pay Range | 20% | 20% |
| Claims Phone | 800-42924 | 800-6667 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Hayah Insurance | vs | Noor Takaful |
|---|---|---|---|
| Dubai | 1,601 | vs | 2,831 |
| Abu Dhabi | 1,167 | vs | 991 |
| Sharjah | 289 | vs | 757 |
| Al Ain | 302 | vs | 206 |
| Ajman | 116 | vs | 136 |
| Ras Al Khaimah | 71 | vs | 95 |
| Fujairah | 48 | vs | 66 |
| Umm Al Quwain | 10 | vs | 15 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Hayah Insurance Plans
Hayah Insurance
Hayah Basic Health
Individuals and small businesses in Abu Dhabi
AED 2,400 – 4,300/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
3,604 providers
View details →Hayah Insurance
Hayah Family Care
Families and corporate employees in Abu Dhabi
AED 5,000 – 10,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
3,604 providers
View details →Noor Takaful Plans
Noor Takaful
Noor Basic Takaful Health
SMEs in Dubai and Abu Dhabi seeking Sharia-compliant health coverage
AED 2,600 – 4,600/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
5,097 providers
View details →Noor Takaful
Noor Enhanced Takaful Health
Corporate employees and families wanting Takaful enhanced cover
AED 5,500 – 11,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
5,097 providers
View details →Verdict
Choose Hayah Insurance if you need lower entry-level premiums. Choose Noor Takaful if you prioritise a larger provider network, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Hayah Insurance vs Noor Takaful — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Hayah Insurance and Noor Takaful or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.