Arabia Insurance vs Salama Islamic Insurance
UAE Health Insurance Comparison 2026
Arabia Insurance
private4,594 providers
2 plans
Est. 1944
DHA, HAAD regulated
Salama Islamic Insurance
private5,843 providers
2 plans
Est. 1979
DHA, HAAD, MOHAP regulated
Arabia Insurance has 2 plans starting from AED 2,500/yr with 4,594 providers across 8 cities. Salama Islamic Insurance has 2 plans starting from AED 2,500/yr with 5,843 providers across 8 cities. Both insurers have their strongest presence in Dubai.
Arabia Insurance vs Salama Islamic Insurance — At a Glance
| Attribute | Arabia Insurance | Salama Islamic Insurance |
|---|---|---|
| Type | private | private |
| Founded | 1944 | 1979 |
| Headquarters | Beirut (UAE offices in Abu Dhabi, Dubai, Sharjah) | Dubai |
| Regulators | DHA, HAAD | DHA, HAAD, MOHAP |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,500 – 11,000 | AED 2,500 – 13,000 |
| Total Network Size | 4,594 | 5,843 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | No | Yes |
| International | No | No |
| Co-pay Range | 20% | 20% |
| Claims Phone | 04-265-1500 | 800-72526 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Arabia Insurance | vs | Salama Islamic Insurance |
|---|---|---|---|
| Dubai | 2,550 | vs | 3,163 |
| Abu Dhabi | 880 | vs | 1,213 |
| Sharjah | 666 | vs | 894 |
| Al Ain | 196 | vs | 235 |
| Ajman | 124 | vs | 140 |
| Ras Al Khaimah | 108 | vs | 108 |
| Fujairah | 58 | vs | 66 |
| Umm Al Quwain | 12 | vs | 24 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Arabia Insurance Plans
Arabia Insurance
Arabia Basic Health
SMEs in Dubai and Abu Dhabi meeting mandatory requirements
AED 2,500 – 4,500/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
4,594 providers
View details →Arabia Insurance
Arabia Enhanced Health
Corporate employees and families
AED 5,500 – 11,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
4,594 providers
View details →Salama Islamic Insurance Plans
Salama Islamic Insurance
Salama Basic Takaful Health
Employers seeking Sharia-compliant mandatory health coverage across UAE
AED 2,500 – 5,000/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
5,843 providers
View details →Salama Islamic Insurance
Salama Enhanced Takaful Health
Corporate employees and families across UAE wanting enhanced Takaful
AED 6,000 – 13,000/yr
Annual limit: AED 750,000 · semi-private room · 20% co-pay
5,843 providers
View details →Verdict
Choose Arabia Insurance if you need strong coverage and established reputation. Choose Salama Islamic Insurance if you prioritise a larger provider network, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Arabia Insurance vs Salama Islamic Insurance — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Arabia Insurance and Salama Islamic Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.