Arabia Insurance vs Bupa Global

UAE Health Insurance Comparison 2026

Arabia Insurance

private

4,594 providers

2 plans

Est. 1944

DHA, HAAD regulated

Bupa Global

private

7,398 providers

2 plans

Est. 1947

DHA, HAAD, MOHAP regulated

Arabia Insurance has 2 plans starting from AED 2,500/yr with 4,594 providers across 8 cities. Bupa Global has 2 plans starting from AED 7,500/yr with 7,398 providers across 8 cities. Both insurers have their strongest presence in Dubai.

Arabia Insurance vs Bupa Global — At a Glance

AttributeArabia InsuranceBupa Global
Typeprivateprivate
Founded19441947
HeadquartersBeirut (UAE offices in Abu Dhabi, Dubai, Sharjah)Dubai (ME office)
RegulatorsDHA, HAADDHA, HAAD, MOHAP
Number of Plans22
Premium RangeAED 2,500 – 11,000AED 7,500 – 45,000
Total Network Size4,5947,398
Cities Covered88
DentalYesYes
OpticalYesYes
MaternityYesYes
Mental HealthNoYes
InternationalNoYes
Co-pay Range20%0% – 10%
Claims Phone04-265-1500800-28721

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityArabia InsurancevsBupa Global
Dubai
2,550
vs
4,413
Abu Dhabi
880
vs
1,704
Sharjah
666
vs
528
Al Ain
196
vs
313
Ajman
124
vs
184
Ras Al Khaimah
108
vs
140
Fujairah
58
vs
91
Umm Al Quwain
12
vs
25

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

Arabia Insurance Plans

Arabia Insurance

Arabia Basic Health

Basic

SMEs in Dubai and Abu Dhabi meeting mandatory requirements

AED 2,500 – 4,500/yr

Annual limit: AED 200,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
DHA and HAAD compliant60+ years of insurance experienceAffordable group rates

4,594 providers

View details →

Arabia Insurance

Arabia Enhanced Health

Enhanced

Corporate employees and families

AED 5,500 – 11,000/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,000)
Optical
Maternity
Mental Health
International
Dental and optical includedRegional hospital partnershipsEstablished market presence

4,594 providers

View details →

Bupa Global Plans

Bupa Global

Bupa Essential Health

Enhanced

Expat professionals and families in the UAE

AED 7,500 – 15,000/yr

Annual limit: AED 1.0M · semi-private room · 10% co-pay

Dental (AED 5,000)
Optical
Maternity
Mental Health
International
Low 10% co-payStrong premium hospital networkBupa app for digital claims

7,398 providers

View details →

Bupa Global

Bupa Global Select

Premium

Senior executives, HNW individuals, diplomatic staff

AED 22,000 – 45,000/yr

Annual limit: Unlimited · suite room · 0% co-pay

Dental (AED 20,000)
Optical
Maternity
Mental Health
International
Unlimited annual coverageZero co-pay worldwideSuite accommodation

7,398 providers

View details →

Verdict

Choose Arabia Insurance if you need lower entry-level premiums. Choose Bupa Global if you prioritise a larger provider network, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

Arabia Insurance vs Bupa Global — FAQ

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Arabia Insurance and Bupa Global or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.