Al Wathba National Insurance vs GlobeMed
UAE Health Insurance Comparison 2026
Al Wathba National Insurance
private4,284 providers
2 plans
Est. 1996
HAAD regulated
GlobeMed
tpa8,600 providers
2 plans
Est. 1991
DHA, HAAD, MOHAP regulated
Al Wathba National Insurance has 2 plans starting from AED 2,100/yr with 4,284 providers across 8 cities. GlobeMed has 2 plans starting from AED 2,600/yr with 8,600 providers across 8 cities. Al Wathba National Insurance is strongest in Abu Dhabi while GlobeMed has the most providers in Dubai.
Al Wathba National Insurance vs GlobeMed — At a Glance
| Attribute | Al Wathba National Insurance | GlobeMed |
|---|---|---|
| Type | private | tpa |
| Founded | 1996 | 1991 |
| Headquarters | Abu Dhabi | Dubai (HQ Lebanon) |
| Regulators | HAAD | DHA, HAAD, MOHAP |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,100 – 9,500 | AED 2,600 – 12,000 |
| Total Network Size | 4,284 | 8,600 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | No |
| Co-pay Range | 20% | 20% |
| Claims Phone | 800-29642 | 04-425-3300 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | Al Wathba National Insurance | vs | GlobeMed |
|---|---|---|---|
| Dubai | 1,498 | vs | 4,550 |
| Abu Dhabi | 1,650 | vs | 1,926 |
| Sharjah | 358 | vs | 1,201 |
| Al Ain | 447 | vs | 378 |
| Ajman | 137 | vs | 235 |
| Ras Al Khaimah | 99 | vs | 171 |
| Fujairah | 73 | vs | 115 |
| Umm Al Quwain | 22 | vs | 24 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
Al Wathba National Insurance Plans
Al Wathba National Insurance
Al Wathba Basic Health
SMEs and employees in Abu Dhabi meeting HAAD requirements
AED 2,100 – 3,800/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
4,284 providers
View details →Al Wathba National Insurance
Al Wathba Enhanced Health
Corporate employees and families in Abu Dhabi
AED 4,500 – 9,500/yr
Annual limit: AED 400,000 · semi-private room · 20% co-pay
4,284 providers
View details →GlobeMed Plans
GlobeMed
GlobeMed Managed Essential
Employers using GlobeMed-administered plans for mandatory compliance
AED 2,600 – 4,800/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
8,600 providers
View details →GlobeMed
GlobeMed Managed Plus
Corporate groups seeking enhanced TPA-managed coverage
AED 5,500 – 12,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
8,600 providers
View details →Verdict
Choose Al Wathba National Insurance if you need lower entry-level premiums. Choose GlobeMed if you prioritise a larger provider network. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
Al Wathba National Insurance vs GlobeMed — FAQ
Which is better, Al Wathba National Insurance or GlobeMed?
It depends on your needs. Al Wathba National Insurance has 4,284 providers across 8 cities and offers 2 plans starting from AED 2,100/yr. GlobeMed has 8,600 providers across 8 cities with 2 plans from AED 2,600/yr. Choose Al Wathba National Insurance if you need lower entry-level premiums. Choose GlobeMed if you prioritise a larger provider network.
Is Al Wathba National Insurance cheaper than GlobeMed?
Yes, Al Wathba National Insurance's entry-level plan starts from AED 2,100/yr, compared to GlobeMed's cheapest plan at AED 2,600/yr. However, plan pricing varies by age, nationality, visa type, and employer. Enhanced and premium tiers may differ. Always obtain a personalised quote from each insurer.
Which has a bigger network in Dubai, Al Wathba National Insurance or GlobeMed?
GlobeMed has a larger Dubai network with 4,550 providers, compared to Al Wathba National Insurance's 1,498 providers. Network sizes are based on the UAE Open Healthcare Directory data.
Does Al Wathba National Insurance or GlobeMed cover dental?
Both insurers offer dental coverage on their enhanced and premium plans. Al Wathba National Insurance's dental sub-limit goes up to AED 2,500/yr, while GlobeMed offers up to AED 3,500/yr. Basic plans from both insurers typically exclude dental.
Can I switch from Al Wathba National Insurance to GlobeMed?
Yes, you can switch insurers during your policy renewal period. In the UAE, health insurance is typically renewed annually. When switching from Al Wathba National Insurance to GlobeMed (or vice versa), be aware of: (1) Pre-existing condition waiting periods may restart — check the new insurer's policy, (2) Maternity waiting periods usually reset, (3) Any ongoing treatment authorisations need to be re-submitted. Coordinate with your employer's HR department if on a group plan. Both Al Wathba National Insurance and GlobeMed have dedicated claims and onboarding teams to facilitate the transition.
How do I compare Al Wathba National Insurance and GlobeMed plans?
Use the UAE Health Insurance Navigator on this page to compare Al Wathba National Insurance and GlobeMed side-by-side. Key factors to compare: (1) Annual premium — Al Wathba National Insurance starts from AED 2,100/yr, GlobeMed from AED 2,600/yr, (2) Network size — 4,284 vs 8,600 providers, (3) Coverage — dental, optical, maternity, and mental health inclusion, (4) Co-pay percentages, and (5) Provider availability in your city. Scroll down for the full comparison table.
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from Al Wathba National Insurance and GlobeMed or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.