ADNIC vs Sukoon (Oman Insurance)

UAE Health Insurance Comparison 2026

ADNIC

private

8,447 providers

2 plans

Est. 1972

HAAD, DHA, MOHAP regulated

Sukoon (Oman Insurance)

private

0 providers

3 plans

Est. 1975

DHA, HAAD, MOHAP regulated

ADNIC has 2 plans starting from AED 2,500/yr with 8,447 providers across 8 cities. Sukoon (Oman Insurance) has 3 plans starting from AED 2,700/yr with 0 providers across 0 cities. ADNIC is strongest in Dubai while Sukoon (Oman Insurance) has the most providers in N/A.

ADNIC vs Sukoon (Oman Insurance) — At a Glance

AttributeADNICSukoon (Oman Insurance)
Typeprivateprivate
Founded19721975
HeadquartersAbu DhabiDubai
RegulatorsHAAD, DHA, MOHAPDHA, HAAD, MOHAP
Number of Plans23
Premium RangeAED 2,500 – 11,000AED 2,700 – 30,000
Total Network Size8,4470
Cities Covered80
DentalYesYes
OpticalYesYes
MaternityYesYes
Mental HealthYesYes
InternationalNoYes
Co-pay Range20%0% – 20%
Claims Phone800-23642800-466268

Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.

Network Comparison by City

CityADNICvsSukoon (Oman Insurance)
Dubai
3,744
vs
0
Abu Dhabi
2,340
vs
0
Sharjah
983
vs
0
Al Ain
762
vs
0
Ajman
273
vs
0
Ras Al Khaimah
202
vs
0
Fujairah
110
vs
0
Umm Al Quwain
33
vs
0

Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.

ADNIC Plans

ADNIC

ADNIC Basic Health

Basic

Employees in Abu Dhabi and Northern Emirates meeting mandatory requirements

AED 2,500 – 4,500/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
HAAD compliantTakaful-compliant option availableAffordable group rates

8,447 providers

View details →

ADNIC

ADNIC Enhanced Health

Enhanced

Corporate employees with enhanced coverage needs

AED 5,500 – 11,000/yr

Annual limit: AED 500,000 · semi-private room · 20% co-pay

Dental (AED 3,000)
Optical
Maternity
Mental Health
International
Wide Abu Dhabi networkDental and optical includedTakaful option

8,447 providers

View details →

Sukoon (Oman Insurance) Plans

Sukoon (Oman Insurance)

Oman Insurance Essential

Basic

SMEs and individuals meeting mandatory insurance requirements

AED 2,700 – 5,000/yr

Annual limit: AED 250,000 · shared room · 20% co-pay

Dental
Optical
Maternity
Mental Health
International
Multi-emirate compliantStrong Dubai and Abu Dhabi networkAffordable group plans

0 providers

View details →

Sukoon (Oman Insurance)

Oman Insurance Corporate Gold

Enhanced

Corporate employees and their families

AED 6,000 – 14,000/yr

Annual limit: AED 750,000 · semi-private room · 20% co-pay

Dental (AED 4,000)
Optical
Maternity
Mental Health
International
Wide network across all emiratesDental and optical includedMental health coverage

0 providers

View details →

Sukoon (Oman Insurance)

Oman Insurance Executive

Premium

Senior management and executives

AED 16,000 – 30,000/yr

Annual limit: AED 1.5M · private room · 0% co-pay

Dental (AED 8,000)
Optical
Maternity
Mental Health
International
Zero co-payPrivate roomInternational coverage

0 providers

View details →

Verdict

Choose ADNIC if you need a larger provider network, lower entry-level premiums, presence in 8 cities. Choose Sukoon (Oman Insurance) if you prioritise more plan tiers to choose from, more comprehensive coverage options. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.

ADNIC vs Sukoon (Oman Insurance) — FAQ

Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from ADNIC and Sukoon (Oman Insurance) or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.