ADNIC vs Emirates Insurance Company
UAE Health Insurance Comparison 2026
ADNIC
private8,447 providers
2 plans
Est. 1972
HAAD, DHA, MOHAP regulated
Emirates Insurance Company
private5,672 providers
2 plans
Est. 1982
DHA, MOHAP regulated
ADNIC has 2 plans starting from AED 2,500/yr with 8,447 providers across 8 cities. Emirates Insurance Company has 2 plans starting from AED 2,200/yr with 5,672 providers across 8 cities. Both insurers have their strongest presence in Dubai.
ADNIC vs Emirates Insurance Company — At a Glance
| Attribute | ADNIC | Emirates Insurance Company |
|---|---|---|
| Type | private | private |
| Founded | 1972 | 1982 |
| Headquarters | Abu Dhabi | Abu Dhabi |
| Regulators | HAAD, DHA, MOHAP | DHA, MOHAP |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,500 – 11,000 | AED 2,200 – 11,000 |
| Total Network Size | 8,447 | 5,672 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | Yes |
| International | No | No |
| Co-pay Range | 20% | 20% |
| Claims Phone | 800-23642 | 800-364728 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | ADNIC | vs | Emirates Insurance Company |
|---|---|---|---|
| Dubai | 3,744 | vs | 3,325 |
| Abu Dhabi | 2,340 | vs | 714 |
| Sharjah | 983 | vs | 905 |
| Al Ain | 762 | vs | 227 |
| Ajman | 273 | vs | 295 |
| Ras Al Khaimah | 202 | vs | 112 |
| Fujairah | 110 | vs | 74 |
| Umm Al Quwain | 33 | vs | 20 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
ADNIC Plans
ADNIC
ADNIC Basic Health
Employees in Abu Dhabi and Northern Emirates meeting mandatory requirements
AED 2,500 – 4,500/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
8,447 providers
View details →ADNIC
ADNIC Enhanced Health
Corporate employees with enhanced coverage needs
AED 5,500 – 11,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
8,447 providers
View details →Emirates Insurance Company Plans
Emirates Insurance Company
Emirates Essential Health
Individuals and SMEs in Dubai and Northern Emirates
AED 2,200 – 4,000/yr
Annual limit: AED 150,000 · shared room · 20% co-pay
5,672 providers
View details →Emirates Insurance Company
Emirates Corporate Health
Corporate employees in Dubai and Northern Emirates
AED 5,000 – 11,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
5,672 providers
View details →Verdict
Choose ADNIC if you need a larger provider network. Choose Emirates Insurance Company if you prioritise lower entry-level premiums. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
ADNIC vs Emirates Insurance Company — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from ADNIC and Emirates Insurance Company or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.