ADNIC vs Arabia Insurance
UAE Health Insurance Comparison 2026
ADNIC
private8,447 providers
2 plans
Est. 1972
HAAD, DHA, MOHAP regulated
Arabia Insurance
private4,594 providers
2 plans
Est. 1944
DHA, HAAD regulated
ADNIC has 2 plans starting from AED 2,500/yr with 8,447 providers across 8 cities. Arabia Insurance has 2 plans starting from AED 2,500/yr with 4,594 providers across 8 cities. Both insurers have their strongest presence in Dubai.
ADNIC vs Arabia Insurance — At a Glance
| Attribute | ADNIC | Arabia Insurance |
|---|---|---|
| Type | private | private |
| Founded | 1972 | 1944 |
| Headquarters | Abu Dhabi | Beirut (UAE offices in Abu Dhabi, Dubai, Sharjah) |
| Regulators | HAAD, DHA, MOHAP | DHA, HAAD |
| Number of Plans | 2 | 2 |
| Premium Range | AED 2,500 – 11,000 | AED 2,500 – 11,000 |
| Total Network Size | 8,447 | 4,594 |
| Cities Covered | 8 | 8 |
| Dental | Yes | Yes |
| Optical | Yes | Yes |
| Maternity | Yes | Yes |
| Mental Health | Yes | No |
| International | No | No |
| Co-pay Range | 20% | 20% |
| Claims Phone | 800-23642 | 04-265-1500 |
Coverage columns reflect whether at least one plan from the insurer includes that benefit. Premiums are indicative annual ranges.
Network Comparison by City
| City | ADNIC | vs | Arabia Insurance |
|---|---|---|---|
| Dubai | 3,744 | vs | 2,550 |
| Abu Dhabi | 2,340 | vs | 880 |
| Sharjah | 983 | vs | 666 |
| Al Ain | 762 | vs | 196 |
| Ajman | 273 | vs | 124 |
| Ras Al Khaimah | 202 | vs | 108 |
| Fujairah | 110 | vs | 58 |
| Umm Al Quwain | 33 | vs | 12 |
Provider counts from the UAE Open Healthcare Directory. Green highlights the city leader.
ADNIC Plans
ADNIC
ADNIC Basic Health
Employees in Abu Dhabi and Northern Emirates meeting mandatory requirements
AED 2,500 – 4,500/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
8,447 providers
View details →ADNIC
ADNIC Enhanced Health
Corporate employees with enhanced coverage needs
AED 5,500 – 11,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
8,447 providers
View details →Arabia Insurance Plans
Arabia Insurance
Arabia Basic Health
SMEs in Dubai and Abu Dhabi meeting mandatory requirements
AED 2,500 – 4,500/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
4,594 providers
View details →Arabia Insurance
Arabia Enhanced Health
Corporate employees and families
AED 5,500 – 11,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
4,594 providers
View details →Verdict
Choose ADNIC if you need a larger provider network, more comprehensive coverage options. Choose Arabia Insurance if you prioritise strong coverage and established reputation. Both are established insurers in the UAE market. The best choice depends on your employer's plan options, budget, required coverage, and preferred hospital network in your city.
ADNIC vs Arabia Insurance — FAQ
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Disclaimer: Plan details, premiums, and network sizes are indicative, based on publicly available UAE insurance market data. Obtain personalised quotes from ADNIC and Arabia Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.